1706 E 6th St, Panama City, FL 32401 Property Records

Bay County property record for 1706 E 6th St, Panama City, FL 32401

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 3 ba · 2,400 sqft · built 2005
Lot Size	0.481 acres (20,952 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (May 2021)
Tax Bill	$3,363 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22764-000-000`

Property Details

APN / Parcel Number

Primary APN	`22764-000-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Units	2 Units
Stories	1 Story
Building Area	2,400 sqft Living Area
1st Floor Area	2,256 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Multi-Family
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	20,952 sqft (0.481 acres)
Lot Dimensions	127 ft deep x 165 ft wide
Garage Type	Carport
Garage Area	192 sqft
Carport	Carport
Carport Area	192 sqft
Driveway	Driveway
Driveway Area	1,616 sqft

Exterior Amenities

Porch	Florida Room
Porch Area	320 sqft
Deck Area	Deck Area
Patio Area	240 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1706 E 6TH ST
City	PANAMA CITY
State	FL
Zip	32401-4319
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	PC03
Legal Description	EMMONS ADD LOTS 1 & 2 BLK 5 ORB 4399 P 1541 MAP 105D2
Legal Range	14W
Legal Township	04S
Legal Section	10
Legal Subdivision	EMMONS ADD
Legal Block	5
Legal Lot Number	1,2
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	2
Census Block	2056
Census Tract	1700

Owner

1706 E 6th St, a residential property, is owned by an individual who bought it in May 2021.

Source: Bay County records, as of January 5, 2026

Owner of Record	Individual Name on File
Mailing Address	351 WINDSOR DR, POTTSBORO, TX 75076-4851
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2021 · Amount on File
Deed Sale	May 3, 2021 · Amount on File
Prior Sale	Jul 12, 2006 · Amount on File
Deed Document Number	202132631
Deed Book / Page	4399 / 1541
Prior Transfer Date	Jul 7, 2006
Prior Transfer Doc	0028082076
Record Updated	Sep 20, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	May 3, 2021
Property Address	1706 E 6TH ST, PANAMA CITY, FL 32401-4319
Document Number	0043991541
Book / Page	4399 / 1541
Map Reference	MB 4 PG 38
Instrument Date	Apr 14, 2021
Instrument	2021032631
Transaction Type	Transfer
Record Updated	May 14, 2021
Title Company	FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,470.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4655 GARDENS PARK BLVD APT 2308, 4655, ORLANDO, FL 32839-2577

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3109 PARADISE VALLEY DR, PLANO, TX 75025-5429

Mortgage

Document Number	43991543
Date	May 3, 2021
Instrument	4399/1543

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1706 E 6th St was $3,363, down 9.8% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Panama City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,363.00 (-9.81%)	$212,943 Land $44,979 Building $167,964	$212,943 Land $44,979 Building $167,964
2024	$3,729.00 (+5.28%)
2023	$3,542.00 (+16.59%)	$195,800 (+10.81%) Land $34,897 Building $160,903	$195,800 (+10.81%) Land $34,897 Building $160,903
2022	$3,038.00	$176,694 Land $29,624 Building $147,070	$176,694 Land $29,624 Building $147,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1706 E 6th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (1983–2018)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Oct 2018 · Hurricane Michael

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1706 E 6th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Feb 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20