1610 E 6th St, Panama City, FL 32401 Property Records

Bay County property record for 1610 E 6th St, Panama City, FL 32401

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 776 sqft · built 1956
Lot Size	0.412 acres (17,990 sqft)
Owner	Trust Name on File
Last Sale	$53,000 (Apr 2022)
Tax Bill	$939 (2025)
Deeds & Mortgages	Apr 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`22182-000-000`

Property Details

APN / Parcel Number

Primary APN	`22182-000-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	776 sqft Heated Area
Gross Area	808 sqft
1st Floor Area	776 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1966
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	17,990 sqft (0.412 acres)
Lot Dimensions	240 ft deep x 75 ft wide

Exterior Amenities

Porch	Porch
Porch Area	32 sqft
Patio Area	380 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1610 E 6TH ST
City	PANAMA CITY
State	FL
Zip	32401-4317
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OLD ORCHARD LOTS 5,6 & N1/2 LOTS 4,7 ORB 4557 P 649 BLK M
Legal Range	14W
Legal Township	04S
Legal Section	10
Legal Subdivision	OLD ORCHARD
Legal Block	M
Legal Lot Number	4-7 6
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	2
Census Block	2056
Census Tract	1700

Owner

1610 E 6th St is held in a trust since April 2022.

Source: Bay County records, as of January 23, 2026

Owner of Record	Trust Name on File
Co-owner	Co-owner on File
Mailing Address	4909 N LAKEWOOD DR, PANAMA CITY, FL 32404-6624
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2022 · Amount on File
Deed Sale	Apr 29, 2022 · Amount on File
Deed Document Number	2022032268
Deed Book / Page	4557 / 649
Record Updated	Jun 8, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Apr 29, 2022
Property Address	1610 E 6TH ST, PANAMA CITY, FL 32401-4317
Document Number	0045570649
Book / Page	4557 / 649
Map Reference	MB 1 PG 44
Instrument Date	Apr 27, 2022
Instrument	2022032268
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$371.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7007 TRICK LN SE, 7007, OWENS CROSS ROADS, AL 35763-8719

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	4909 N LAKEWOOD DR, PANAMA CITY, FL 32404-6624

Tax Assessment & Valuation

The 2025 property tax bill for 1610 E 6th St was $939.

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Panama City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$939.00	$66,473 Land $25,308 Building $41,165	$66,473 Land $25,308 Building $41,165
2023	$971.00 (+13.43%)	$46,245 (+12.84%) Land $21,645 Building $24,600	$46,245 (+12.84%) Land $21,645 Building $24,600
2022	$856.00	$40,982 Land $19,147 Building $21,835	$40,982 Land $19,147 Building $21,835

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1610 E 6th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (1983–2018)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Oct 2018 · Hurricane Michael

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1610 E 6th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Feb 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20