1206 E 6th St, Panama City, FL 32401 Property Records

Bay County property record for 1206 E 6th St, Panama City, FL 32401

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,158 sqft · built 1951
Lot Size	0.164 acres (7,187 sqft)
Owner	Individual Name on File
Last Sale	$131,000 (Feb 2018)
Tax Bill	$2,489 (2025)
Deeds & Mortgages	Feb 2019 Mortgage Feb 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22136-000-000`

Property Details

APN / Parcel Number

Primary APN	`22136-000-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,158 sqft Heated Area
Gross Area	1,318 sqft
1st Floor Area	1,908 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 2011
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	7,187 sqft (0.164 acres)
Lot Dimensions	120 ft deep x 60 ft wide

Exterior Amenities

Porch	Porch
Porch Area	160 sqft
Fence	Fence
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1206 E 6TH ST
City	PANAMA CITY
State	FL
Zip	32401-4359
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OLD ORCHARD LOT 1 BLK F ORB 3976 P 1888
Legal Range	14W
Legal Township	04S
Legal Section	10
Legal Subdivision	OLD ORCHARD
Legal Block	F
Legal Lot Number	1
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	2
Census Block	2026
Census Tract	1700

Owner

1206 E 6th St is owned by an individual who bought it in February 2018.

Source: Bay County records, as of January 23, 2026

Owner of Record	Individual Name on File
Mailing Address	21811 CLARKS RD, FOUNTAIN, FL 32438-1801
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2019	Deed of Trust, Mortgage · FHA Mortgage TRUSTMARK NAT'L BK
Feb 1, 2018	Deed of Trust, Mortgage · FHA Mortgage TRUSTMARK NAT'L BK
Feb 5, 2018	Warranty Deed, Transfer CORNERSTONE TITLE INSURANCE AGENCY, CORNERSTONE TITLE AGCY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2018 · Amount on File
Deed Sale	Feb 5, 2018 · Amount on File
Deed Document Number	2018006542
Deed Book / Page	3976 / 1888
Record Updated	Jun 8, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	1206 E 6TH ST, PANAMA CITY, FL 32401-4359
Document Number	0041021252
Instrument Date	Feb 22, 2019
Transaction Type	Mortgage
Record Updated	Apr 2, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1206 E 6TH ST PANAMA CITY BEACH FL 324014359, PANAMA CITY BEACH, FL 32401-4359

Mortgage

Document Number	0041021252
Date	Mar 19, 2019
Book Page	004102/001252
Instrument	29043

Lender

Name	TRUSTMARK NAT'L BK
Type	Bank
Address	JACKSON, MS 39205

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 18, 2049

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	1206 E 6TH ST, PANAMA CITY, FL 32401-4359
Document Number	0039761893
Instrument Date	Feb 1, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	21811 CLARKS RD PANAMA CITY BEACH FL 32413, PANAMA CITY BEACH, FL 32413

Mortgage

Document Number	0039761893
Date	Feb 5, 2018
Book Page	003976/001893
Instrument	6545

Lender

Name	TRUSTMARK NAT'L BK
Type	Bank
Address	JACKSON, MS 39225

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 4, 2048

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Feb 5, 2018
Property Address	1206 E 6TH ST, PANAMA CITY, FL 32401-4359
Document Number	0039761888
Book / Page	003976 / 001888
Instrument Date	Feb 1, 2018
Instrument	6542
Transaction Type	Transfer
Record Updated	Feb 26, 2018
Title Company	CORNERSTONE TITLE INSURANCE AGENCY, CORNERSTONE TITLE AGCY INC

Transaction

Amount	Amount on Record
Tax	$917.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21811 CLLARKS RD PANAMA CITY BEACH FL 32413, PANAMA CITY BEACH, FL 32413

Tax Assessment & Valuation

The 2025 property tax bill for 1206 E 6th St was $2,489.

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Panama City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,489.00	$157,618 Land $16,963 Building $140,655	$157,618 Land $16,963 Building $140,655
2023	$2,563.00 (+14.37%)	$137,374 (+9.83%) Land $14,508 Building $122,866	$137,374 (+9.83%) Land $14,508 Building $122,866
2022	$2,241.00	$125,076 Land $12,834 Building $112,242	$125,076 Land $12,834 Building $112,242

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1206 E 6th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (1983–2018)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Oct 2018 · Hurricane Michael

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1206 E 6th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Feb 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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