Oldham County property record for 1706 Coral Ct, Prospect, KY 40059
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $337,000 (Jun 2018) |
| Tax Bill | $4,417 (2025) |
| Deeds & Mortgages | Jan 2024 Line of Credit Jul 2017 Mortgage + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 01-05-02-20 |
| Primary APN | 01-05-02-20 |
|---|---|
| Alternative APN |
|
| Lot Area | 7,405 sqft (0.169 acres) |
|---|
| Account Number | 59763 |
|---|---|
| Street Address | 1706 CORAL CT |
| City | PROSPECT |
| State | KY |
| Zip | 40059-7134 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & .17AC |
| Legal Block | SEC 2 |
| Legal Lot Number | 20 |
| Jurisdiction | OLDHAM KY |
| Township / Civil Division | PEWEE VALLEY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 30801 |
Source: Oldham County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1706 CORAL CT, PROSPECT, KY 40059-7134 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 8, 2024 | Deed of Trust, Mortgage · Line of Credit STOCK YARDS BANK & TRUST CO |
| Jul 3, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRST LIBERTY FINANCIAL GROUP LLC |
| Jun 26, 2018 | Deed of Trust, Mortgage · Commercial Mortgage STEARNS BANK NA |
| Aug 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COMMONWEALTH BANK & TRUST CO |
| Jun 21, 2018 | Warranty Deed, Transfer · Conventional Mortgage PARTNERS UNITED FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 21, 2018 · Amount on Record |
| Deed Sale | Jun 21, 2018 · Amount on Record |
| Prior Sale | Feb 11, 2016 · Amount on Record |
| Deed Document Number | 540222 |
| Deed Book / Page | D1194 / 0129 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 1706 CORAL CT, PROSPECT, KY 40059-7134 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1706 CORAL CT, PROSPECT, KY 40059-7134 |
| Document Number | 0M2647/506 |
|---|---|
| Date | Jan 8, 2024 |
| Book Page | M2647/506 |
| Instrument | 752187 |
| Name | STOCK YARDS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40232 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 1706 CORAL CT, PROSPECT, KY 40059-7134 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | MILESTONE TITLE AND ESCROW, MESTONE TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | M2266/113 |
|---|---|
| Date | Jul 3, 2017 |
| Book Page | M2266/113 |
| Instrument | 526748 |
| Name | FIRST LIBERTY FINANCIAL GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | LOUISVILLE, KY 40223 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 1706 CORAL CT, PROSPECT, KY 40059-7134 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M2310/1006 |
|---|---|
| Date | Jun 26, 2018 |
| Book Page | M2310/1006 |
| Instrument | 540439 |
| Name | STEARNS BANK NA |
|---|---|
| Type | Bank |
| Address | SAINT CLOUD, MN 56302 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 87 Months |
| Due | Sep 17, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 1706 CORAL CT, PROSPECT, KY 40059-7134 |
| Transaction Type | Mortgage |
| Record Updated | Sep 2, 2020 |
| Name | Verified Name |
|---|
| Document Number | M2441/783 |
|---|---|
| Date | Aug 20, 2020 |
| Book Page | M2441/783 |
| Instrument | 589855 |
| Name | COMMONWEALTH BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40222 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Jun 21, 2018 |
| Property Address | 1706 CORAL CT, PROSPECT, KY 40059-7134 |
| Document Number | D1194/0129 |
| Book / Page | D1194 / 0129 |
| Map Reference | MB7 PG3&5 |
| Instrument Date | Jun 15, 2018 |
| Instrument | 540222 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1706 CORAL CT, PROSPECT, KY 40059-7134 |
| Document Number | 540223 |
|---|---|
| Date | Jun 21, 2018 |
| Instrument | 540223 |
| Name | PARTNERS UNITED FINANCIAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2048 |
Source: Oldham County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Oldham County |
| Unified School District | Oldham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,417.00 (+4.84%) | $355,000 (+5.34%) Land $30,000 Building $325,000 | $355,000 (+5.34%) Land $30,000 Building $325,000 |
| 2023 | $4,213.00 | $337,000 Land $30,000 Building $307,000 | $337,000 Land $30,000 Building $307,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 93 policies |
| Nearby Flood Policies | 93 in force |
| Nearby Flood Claims | 776 (1978–2025) |
| Claims Outside the SFHA | 47 of 776 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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