1700 Coral Ct, Prospect, KY 40059 Property Records

Oldham County property record for 1700 Coral Ct, Prospect, KY 40059

Property Summary

Property Type	Single Family Home
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$440,000 (Jan 2026)
Tax Bill	$4,417 (2025)
Deeds & Mortgages	May 2018 Mortgage Jan 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`01-05-02-17`

Property Details

APN / Parcel Number

Primary APN	`01-05-02-17`
Alternative APN	`65089`

Exterior

Lot Area	7,841 sqft (0.18 acres)

Location & Zoning

Account Number	65089
Street Address	1700 CORAL CT
City	PROSPECT
State	KY
Zip	40059-7134
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & .18AC
Legal Subdivision	YACHT CLUB ESTATES
Legal Block	SEC 2
Legal Lot Number	17
Jurisdiction	OLDHAM KY
Township / Civil Division	PEWEE VALLEY
Census Block Group	1
Census Block	1000
Census Tract	30801

Owner

1700 Coral Ct is owned and occupied by two individuals who bought it in January 2026.

Source: Oldham County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1700 CORAL CT, PROSPECT, KY 40059-7134
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 7, 2018	Deed of Trust, Mortgage · ARM LIBERTY FINANCIAL
Jan 9, 2026	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Oct 12, 2020	Deed, Transfer · Conventional Mortgage INTERLINC MORTGAGE SERVICES LLC
Feb 4, 2020	Intrafamily Transfer, Transfer LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2026 · Amount on File
Deed Sale	Jan 9, 2026 · Amount on File
Prior Sale	Oct 12, 2020 · Amount on File
Deed Document Number	2026844108
Deed Book / Page	1431 / 257
Prior Transfer Date	Jan 13, 2020
Prior Transfer Doc	D1239/0132
Record Updated	Jun 8, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLDHAM KY
Property Address	1700 CORAL CT, PROSPECT, KY 40059-7134
Transaction Type	Mortgage
Record Updated	Jan 19, 2026
Title Company	LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M2304/0030
Date	May 7, 2018
Book Page	M2304/0030
Instrument	538437

Lender

Name	LIBERTY FINANCIAL
Type	Non-Lending Institution
Address	LOUISVILLE, KY 40223

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	May 1, 2023
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	6.87%
Index	1-Year LIBOR
Max Rate	9.87%

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLDHAM KY
Recording Date	Jan 9, 2026
Property Address	1700 CORAL CT, PROSPECT, KY 40059-7134
Document Number	0D1431/257
Book / Page	D1431 / 257
Map Reference	MB 7 PG 3-5
Instrument Date	Jan 9, 2026
Instrument	844108
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	AGENTS TITLE INC, AGENCY TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7131 MONTRICO DR, BOCA RATON, FL 33433-6927

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1700 CORAL CT, PROSPECT, KY 40059-7134

Mortgage

Document Number	0000844111
Date	Jan 9, 2026
Instrument	844111

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	OLDHAM KY
Recording Date	Oct 12, 2020
Property Address	1700 CORAL CT, PROSPECT, KY 40059-7134
Document Number	D1264/293
Book / Page	D1264 / 293
Map Reference	MB 7 PG 3-5
Instrument Date	Sep 14, 2020
Instrument	599739
Transaction Type	Transfer
Record Updated	Nov 16, 2021
Title Company	LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1104, PROSPECT, KY 40059-1104

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1700 CORAL CT, PROSPECT, KY 40059-7134

Mortgage

Document Number	599740
Date	Oct 12, 2020
Instrument	599740

Lender

Name	INTERLINC MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2035

February 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OLDHAM KY
Recording Date	Feb 4, 2020
Property Address	1700 CORAL CT, PROSPECT, KY 40059-7134
Document Number	D1239/0132
Book / Page	D1239 / 0132
Map Reference	MB 7 PG 3&5
Instrument Date	Jan 13, 2020
Instrument	563062
Transaction Type	Transfer
Record Updated	Nov 16, 2021
Title Company	LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10680 S STATE ROAD 161, 10680, HOLLAND, IN 47541-9751

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1700 CORAL CT, PROSPECT, KY 40059-7134

Tax Assessment & Valuation

The 2025 property tax bill for 1700 Coral Ct was $4,417.

Source: Oldham County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Oldham County
Unified School District	Oldham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,417.00	$355,000 Land $30,000 Building $325,000	$355,000 Land $30,000 Building $325,000
2023	$4,040.00	$323,000 Land $30,000 Building $293,000	$323,000 Land $30,000 Building $293,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1700 Coral Ct in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 93 policies
Nearby Flood Policies	93 in force
Nearby Flood Claims	776 (1978–2025)
Claims Outside the SFHA	47 of 776
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 70 claims Severe Storms, Tornadoes, And Flooding, May 2011 · 78 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 105 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1700 Coral Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 92% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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