1704 Coral Ct, Prospect, KY 40059 Property Records

Oldham County property record for 1704 Coral Ct, Prospect, KY 40059

Property Summary

Property Type	Single Family Home
Lot Size	0.14 acres (6,098 sqft)
Owner	Company Name on Record
Last Sale	$337,000 (Mar 2020)
Tax Bill	$4,196 (2025)
Deeds & Mortgages	Dec 2022 Transfer Jun 2017 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`01-05-02-19`

Property Details

APN / Parcel Number

Primary APN	`01-05-02-19`
Alternative APNs	`63652` `70121`

Exterior

Lot Area	6,098 sqft (0.14 acres)

Location & Zoning

Account Number	70121
Street Address	1704 CORAL CT
City	PROSPECT
State	KY
Zip	40059-7134
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & .14AC
Legal Subdivision	YACHT CLUB ESTATES
Legal Block	SEC 2
Legal Lot Number	19
Jurisdiction	OLDHAM KY
Township / Civil Division	PEWEE VALLEY
Census Block Group	1
Census Block	1000
Census Tract	30801

Owner

Source: Oldham County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2016 BARINGER AVE, LOUISVILLE, KY 40204-1402
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2022	Quit Claim Deed, Transfer ACCOMMODATION
Jun 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage MAGNOLIA BANK
Mar 4, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2020 · Amount on Record
Deed Sale	Mar 4, 2020 · Amount on Record
Prior Sale	Sep 15, 2015 · Amount on Record
Deed Document Number	2020565083
Deed Book / Page	1241 / 433
Last Transfer Date	Dec 6, 2022
Transfer Doc	0D1345/504
Record Updated	Sep 20, 2026

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OLDHAM KY
Recording Date	Dec 9, 2022
Property Address	1704 CORAL CT, PROSPECT, KY 40059-7134
Document Number	0D1345/504
Book / Page	D1345 / 504
Map Reference	MB 7 PG 3-5
Instrument Date	Dec 6, 2022
Instrument	714878
Transaction Type	Transfer
Record Updated	Dec 27, 2022
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1506 ROSEWOOD AVE, LOUISVILLE, KY 40204-1550

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2118 MARYLAND AVE, LOUISVILLE, KY 40205-1331

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLDHAM KY
Property Address	1704 CORAL CT, PROSPECT, KY 40059-7134
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MATINGLY FORD TITLE SERVICES LLC, MATTINGLY FORD TITLE SVCS LL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M2263/001
Date	Jun 9, 2017
Book Page	M2263/001
Instrument	525896

Lender

Name	MAGNOLIA BANK
Type	Bank
Address	CAMPBELLSVILLE, KY 42718

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	OLDHAM KY
Recording Date	Mar 4, 2020
Property Address	1704 CORAL CT, PROSPECT, KY 40059-7134
Document Number	D1241/433
Book / Page	D1241 / 433
Map Reference	MB 7 PG 3-5
Instrument Date	Mar 2, 2020
Instrument	565083
Transaction Type	Transfer
Record Updated	Nov 16, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1704 CORAL CT, 1704, PROSPECT, KY 40059-7134

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2118 MARYLAND AVE, LOUISVILLE, KY 40205-1331

Tax Assessment & Valuation

Source: Oldham County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Oldham County
Unified School District	Oldham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,196.00 (-0.4%)	$337,000 (-) Land $30,000 Building $307,000	$337,000 (-) Land $30,000 Building $307,000
2023	$4,213.00	$337,000 Land $30,000 Building $307,000	$337,000 Land $30,000 Building $307,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 93 policies
Nearby Flood Policies	93 in force
Nearby Flood Claims	776 (1978–2025)
Claims Outside the SFHA	47 of 776
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 70 claims Severe Storms, Tornadoes, And Flooding, May 2011 · 78 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 105 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 92% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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