17051 Obsidian Dr, Ramona, CA 92065 Property Records

San Diego County property record for 17051 Obsidian Dr, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,375 sqft · built 1997
Lot Size	0.287 acres (12,484 sqft)
Owner	Company Name on Record
Last Sale	$625,000 (Mar 2004)
Tax Bill	$10,366 (2025)
Deeds & Mortgages	Feb 2024 Transfer Oct 2022 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`278-490-15-00`

Property Details

APN / Parcel Number

Primary APN	`278-490-15-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,375 sqft Living Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	12,484 sqft (0.287 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	17051 OBSIDIAN DR
City	RAMONA
State	CA
Zip	92065-6853
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 131 TR 012754
Legal Subdivision	RAMONA 4626-3
Legal Tract	012754
Legal Block	2
Legal Lot Number	131
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2001
Census Tract	17021

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	17051 OBSIDIAN DR, RAMONA, CA 92065-6853
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2024	Intrafamily Transfer, Transfer
Oct 18, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CALIFORNIA COAST CU
Feb 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2004 · Amount on Record
Deed Sale	Mar 17, 2004 · Amount on Record
Prior Sale	Dec 20, 1996 · Amount on Record
Deed Document Number	2004219088
Last Transfer Date	Feb 5, 2024
Transfer Doc	0000034189
Record Updated	Sep 20, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 9, 2024
Property Address	17051 OBSIDIAN DR, RAMONA, CA 92065-6853
Document Number	0000034189
Map Reference	MAP 12754
Instrument Date	Feb 5, 2024
Instrument	2024-0034189
Transaction Type	Transfer
Record Updated	Feb 19, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17051 OBSIDIAN DR, RAMONA, CA 92065-6853

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	17051 OBSIDIAN DR, RAMONA, CA 92065-6853

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	17051 OBSIDIAN DR, RAMONA, CA 92065-6853
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17051 OBSIDIAN DR, RAMONA, CA 92065-6853

Mortgage

Document Number	0000402081
Date	Oct 18, 2022
Instrument	2022-0402081

Lender

Name	CALIFORNIA COAST CU
Type	Credit Union
Address	SAN DIEGO, CA 92150

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	17051 OBSIDIAN DR, RAMONA, CA 92065-6853
Transaction Type	Mortgage
Record Updated	Feb 24, 2021
Title Company	CORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17051 OBSIDIAN DR, RAMONA, CA 92065-6853

Mortgage

Document Number	0000113720
Date	Feb 12, 2021
Instrument	2021-0113720

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$906,340 (+2%) Land $362,536 Building $543,804
2025	$10,366.00 (+5.92%) Homeowner's exemption	$888,570 (+4.04%) Land $355,428 Building $533,142
2023	$9,787.00 (+9.77%) Homeowner's exemption	$854,068 Land $341,627 Building $512,441
2022	$8,916.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1998)
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 72% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: San Diego Broadband.

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