17070 Obsidian Dr, Ramona, CA 92065 Property Records

San Diego County property record for 17070 Obsidian Dr, Ramona, CA 92065 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,928 sqft · built 1997
Lot Size	0.283 acres (12,323 sqft)
Owner	Individual Name on File
Last Sale	$1,199,500 (Oct 2023)
Tax Bill	$13,980 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Feb 2023 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`278-490-05-00`

Property Details

APN / Parcel Number

Primary APN	`278-490-05-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,928 sqft Living Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	12,323 sqft (0.283 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	17070 OBSIDIAN DR
City	RAMONA
State	CA
Zip	92065-6852
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 121 TR 012754
Legal Subdivision	SAN DIEGO 4626-3
Legal Tract	012754
Legal Block	2
Legal Lot Number	121
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2001
Census Tract	17021

Owner

Source: San Diego County records · APN 278-490-05-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	17070 OBSIDIAN DR, RAMONA, CA 92065-6852
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2023	Grant Deed, Transfer · VA Mortgage PENNYMAC LOAN SERVICES LLC
Feb 22, 2023	Grant Deed, Transfer
May 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 29, 2021	Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE/CA
Jan 29, 2021	Grant Deed, Transfer · Conventional Mortgage PNC BANK NA
Jan 20, 2017	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 25, 2023 · Amount on Record
Deed Sale	Oct 25, 2023 · Amount on Record
Prior Sale	Jan 29, 2021 · Amount on Record
Deed Document Number	2023293407
Prior Transfer Date	Nov 23, 2020
Prior Transfer Doc	0000072898
Record Updated	Sep 20, 2026

October 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 25, 2023
Property Address	17070 OBSIDIAN DR, RAMONA, CA 92065-6852
Document Number	0000293407
Map Reference	MAP 12754
Instrument Date	Oct 10, 2023
Instrument	2023-0293407
Transaction Type	Transfer
Record Updated	Nov 06, 2023
Title Company	CHICAGO TITLE SW, CHICAGO TITLE SD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17070 OBSIDIAN DR, RAMONA, CA 92065-6852

Mortgage

Document Number	0000293408
Date	Oct 25, 2023
Instrument	2023-0293408

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2053

February 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 22, 2023
Property Address	17070 OBSIDIAN DR, RAMONA, CA 92065-6852
Document Number	0000044665
Map Reference	MAP 12754
Instrument Date	Jan 13, 2023
Instrument	2023-0044665
Transaction Type	Transfer
Record Updated	Mar 02, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17070 OBSIDIAN DR, RAMONA, CA 92065-6852

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	17070 OBSIDIAN DR, RAMONA, CA 92065-6852
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000263128
Date	May 26, 2020
Instrument	2020-0263128

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 01, 2035

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 29, 2021
Property Address	17070 OBSIDIAN DR, RAMONA, CA 92065-6852
Document Number	0000072898
Instrument Date	Nov 23, 2020
Instrument	72898
Transaction Type	Transfer
Record Updated	Feb 15, 2021
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	17070 OBSIDIAN DR RAMONA CA 920656852, RAMONA, CA 92065-6852

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 29, 2021
Property Address	17070 OBSIDIAN DR, RAMONA, CA 92065-6852
Document Number	0000072899
Map Reference	MAP 12754
Instrument Date	Nov 16, 2020
Instrument	2021-0072899
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17070 OBSIDIAN DR, RAMONA, CA 92065-6852

Mortgage

Document Number	0000072900
Date	Jan 29, 2021
Instrument	2021-0072900

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2051

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 20, 2017
Property Address	17070 OBSIDIAN DR, RAMONA, CA 92065-6852
Document Number	0000031429
Map Reference	MAP12754
Instrument Date	Dec 13, 2016
Instrument	2017-0031429
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATL TITLE CO SD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	17070 OBSIDIAN DR, RAMONA, CA 92065-6852

Mortgage

Document Number	0000031430
Date	Jan 20, 2017
Instrument	2017-0031430

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$1,247,959 (+2%) Land $728,280 Building $519,679
2025	$13,980.00 (+0.53%)	$1,223,490 (+39.17%) Land $714,000 Building $509,490
2024	$13,906.00 (+37.34%)
2023	$10,125.00 (-0.5%)	$879,136 Land $474,199 Building $404,937
2022	$10,176.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730170212, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1998)
Most Recent Claim	Feb 1998, rainfall accumulation, Severe Winter Storms And Flooding

Wildfire

Wildfire Risk	Very High above 93% of the US · above 77% of California
Wildfire Likelihood	About 1 in 76 per year
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 95 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: San Diego Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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