17043 Obsidian Dr, Ramona, CA 92065 Property Records

San Diego County property record for 17043 Obsidian Dr, Ramona, CA 92065

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,770 sqft · built 1997
Lot Size0.315 acres (13,717 sqft)
Owner2 Company Names on File
Last Sale$935,000 (Oct 2021)
Tax Bill$11,536 (2025)
Deeds & MortgagesFeb 2024 Transfer
Oct 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN278-490-16-00

Property Details

APN / Parcel Number

Primary APN278-490-16-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,770 sqft Living Area

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Lot Area13,717 sqft (0.315 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address17043 OBSIDIAN DR
CityRAMONA
StateCA
Zip92065-6853
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 132 TR 012754
Legal SubdivisionRAMONA 4626-3
Legal Tract012754
Legal Block2
Legal Lot Number132
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2001
Census Tract17021

Owner

Source: San Diego County records · APN 278-490-16-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address17043 OBSIDIAN DR, RAMONA, CA 92065-6853
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Feb 21, 2024Intrafamily Transfer, Transfer
Oct 01, 2021Grant Deed, Transfer · VA Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 01, 2021 · Amount on Record
Deed SaleOct 01, 2021 · Amount on Record
Prior SaleJun 11, 2008 · Amount on Record
Deed Document Number2021691612
Last Transfer DateFeb 10, 2024
Transfer Doc0000043223
Record UpdatedSep 20, 2026

February 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateFeb 21, 2024
Property Address17043 OBSIDIAN DR, RAMONA, CA 92065-6853
Document Number0000043223
Map ReferenceMAP 12754
Instrument DateFeb 10, 2024
Instrument2024-0043223
Transaction TypeTransfer
Record UpdatedFeb 28, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address17043 OBSIDIAN DR, RAMONA, CA 92065-6853

October 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateOct 01, 2021
Property Address17043 OBSIDIAN DR, RAMONA, CA 92065-6853
Document Number0000691612
Map ReferenceMAP 12754
Instrument DateSep 14, 2021
Instrument2021-0691612
Transaction TypeTransfer
Record UpdatedJul 22, 2022
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address17043 OBSIDIAN DR, RAMONA, CA 92065-6853

Mortgage

Document Number0000691613
DateOct 01, 2021
Instrument2021-0691613
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,012,073 (+2%) Land $541,216 Building $470,857
2025$11,536.00 (+5.72%)$992,229 (+4.04%) Land $530,604 Building $461,625
2023$10,912.00 (-0.36%)$953,700 Land $510,000 Building $443,700
2022$10,951.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1998)
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding

Wildfire

Wildfire RiskHigh
above 89% of the US · above 72% of California
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: San Diego Broadband.

Based on FCC filings for 95 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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