1705 Charles Ave, Algonquin, IL 60102 Property Records

Kane County property record for 1705 Charles Ave, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,440 sqft · built 1985
Lot Size	0.269 acres (11,724 sqft)
Owner	Individual Name on Record
Last Sale	$345,000 (Jul 2026)
Tax Bill	$6,286 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-03-426-021`

Property Details

APN / Parcel Number

Primary APN	`03-03-426-021`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,440 sqft Living Area
Gross Area	1,860 sqft
1st Floor Area	840 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Colonial
Lot Area	11,724 sqft (0.269 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	1705 CHARLES AVE
City	ALGONQUIN
State	IL
Zip	60102-3779
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 242 RIVERWOOD ESTATES UNIT 4
Legal Subdivision	RIVERWOOD ESTATES
Legal Block	1
Legal Lot Number	242
Legal Unit	4
Jurisdiction	KANE IL
Township / Civil Division	DUNDEE
Census Block Group	1
Census Block	1014
Census Tract	850106

Owner

Source: Kane County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5 ROBIN RD, CARPENTERSVILLE, IL 60110-1642
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE COMPANY
Jul 13, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jan 15, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2026 · Amount on Record
Deed Sale	Jul 20, 2026 · Amount on Record
Prior Sale	Aug 5, 2016 · Amount on Record
Deed Document Number	202630551
Prior Transfer Date	Jul 1, 2026
Prior Transfer Doc	0000029405
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 20, 2026
Property Address	1705 CHARLES AVE, ALGONQUIN, IL 60102-3779
Document Number	0000030551
Instrument Date	Jul 3, 2026
Instrument	202630551
Transaction Type	Transfer
Record Updated	Jul 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$52,267.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 ROBIN RD, CARPENTERSVILLE, IL 60110-1642

Mortgage

Document Number	0000030552,
Date	Jul 20, 2026
Instrument	202630552

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.48%
Max Rate	-1%

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Jul 13, 2026
Property Address	1705 CHARLES AVE, ALGONQUIN, IL 60102-3779
Document Number	0000029405
Instrument Date	Jul 1, 2026
Instrument	202629405
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1705 CHARLES AVE, ALGONQUIN, IL 60102-3779

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1705 CHARLES AVE, ALGONQUIN, IL 60102-3779
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003784
Date	Jan 15, 2021
Instrument	2021K003784

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	307 Months
Due	Aug 1, 2046

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	Kane County
County Subdivision	Dundee Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,286.00 (+5.1%) Homeowner's exemption	$94,048 (+9.42%) Land $28,154 Building $65,894	$282,257 (+9.42%) Land $84,496 Building $197,761
2024	$5,981.00 (+2.4%)	$85,951 (+16.77%) Land $25,730 Building $60,221	$257,956 (+16.81%) Land $77,221 Building $180,735
2022	$5,841.00 (+3.23%) Homeowner's exemption	$73,610 (+5.91%) Land $23,151 Building $50,459	$220,830 (+5.91%) Land $69,453 Building $151,377
2021	$5,658.00 Homeowner's exemption	$69,502 Land $21,859 Building $47,643	$208,506 Land $65,577 Building $142,929

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	18 (1979–2017)
Claims Outside the SFHA	3 of 18
Most Recent Claim	Jul 2017 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Aug 2007 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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