1725 Charles Ave, Algonquin, IL 60102 Property Records

Kane County property record for 1725 Charles Ave, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,440 sqft · built 1985
Lot Size	0.276 acres (12,008 sqft)
Owner	2 Company Names on Record
Last Sale	$200,000 (Mar 2017)
Tax Bill	$6,713 (2025)
Deeds & Mortgages	Jan 2018 Transfer Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-03-426-023`

Property Details

APN / Parcel Number

Primary APN	`03-03-426-023`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,440 sqft Living Area
Gross Area	1,860 sqft
1st Floor Area	840 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	12,008 sqft (0.276 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	1725 CHARLES AVE
City	ALGONQUIN
State	IL
Zip	60102-3779
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERWOOD ESTATES UNIT 4 - LOT 244
Legal Subdivision	RIVERWOOD ESTATES
Legal Block	1
Legal Lot Number	244
Legal Unit	4
Jurisdiction	KANE IL
Township / Civil Division	DUNDEE
Census Block Group	1
Census Block	1014
Census Tract	850106

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1725 CHARLES AVE, ALGONQUIN, IL 60102-3779
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2018	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY
Mar 30, 2017	Warranty Deed, Transfer · ARM POLISH & SLAVIC FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2017 · Amount on Record
Deed Sale	Mar 30, 2017 · Amount on Record
Prior Sale	Apr 21, 2016 · Amount on Record
Deed Document Number	201715934
Last Transfer Date	Dec 26, 2017
Transfer Doc	0000002848
Record Updated	Oct 29, 2026

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Jan 18, 2018
Property Address	1725 CHARLES AVE, ALGONQUIN, IL 60102-3779
Document Number	0000002848
Instrument Date	Dec 26, 2017
Instrument	2848
Transaction Type	Transfer
Record Updated	Jan 30, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	10 S LA SALLE ST #2750 CHICAGO IL 606031108, 2750, CHICAGO, IL 60603-1108

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 30, 2017
Property Address	1725 CHARLES AVE, ALGONQUIN, IL 60102-3779
Document Number	0000015934
Instrument Date	Mar 16, 2017
Instrument	2017K015934
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1725 CHARLES AVE, ALGONQUIN, IL 60102-3779

Mortgage

Document Number	0000015935
Date	Mar 30, 2017
Instrument	2017K015935

Lender

Name	POLISH & SLAVIC FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Apr 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.5%
Index	1-Year T-Bill
Max Rate	9.5%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	Kane County
County Subdivision	Dundee Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,713.00 (+7.53%) Homeowner's exemption	$98,545 (+9.42%) Land $28,154 Building $70,391	$295,753 (+9.42%) Land $84,496 Building $211,258
2024		$90,061 (+15.08%) Land $25,730 Building $64,331	$270,291 (+15.13%) Land $77,221 Building $193,070
2022	$6,243.00 (+3.21%) Homeowner's exemption	$78,260 (+5.91%) Land $23,151 Building $55,109	$234,780 (+5.91%) Land $69,453 Building $165,327
2021	$6,049.00 Homeowner's exemption	$73,893 Land $21,859 Building $52,034	$221,679 Land $65,577 Building $156,102

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	18 (1979–2017)
Claims Outside the SFHA	3 of 18
Most Recent Claim	Jul 2017 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Aug 2007 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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