Kane County property record for 1655 Charles Ave, Algonquin, IL 60102
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,506 sqft · built 1985 |
| Lot Size | 0.226 acres (9,846 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $185,000 (Apr 2008) |
| Tax Bill | $7,271 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-03-236-006 |
| Primary APN | 03-03-236-006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,506 sqft Living Area |
| Gross Area | 2,630 sqft |
| 1st Floor Area | 1,004 sqft |
| Basement Area | 704 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Colonial |
| Lot Area | 9,846 sqft (0.226 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Water Source | Commercial |
| Street Address | 1655 CHARLES AVE |
|---|---|
| City | ALGONQUIN |
| State | IL |
| Zip | 60102-3777 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 234 RIVERWOOD ESTATES UNIT 4 SUBDIVISION: RIVERWOOD ESTATES RANGE CODE: 8 E TWSHP 42N |
| Legal Subdivision | RIVERWOOD ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 234 |
| Legal Unit | 4 |
| Jurisdiction | KANE IL |
| Township / Civil Division | DUNDEE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 850106 |
1655 Charles Ave is owned and occupied by two individuals who bought it in April 2008.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1655 CHARLES AVE, ALGONQUIN, IL 60102-3777 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 22, 2008 · Amount on File |
| Deed Sale | Apr 22, 2008 · Amount on File |
| Prior Sale | Aug 17, 2007 |
| Deed Document Number | 200834356 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1655 CHARLES AVE, ALGONQUIN, IL 60102-3777 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | GREATER ILLINOIS TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000032973 |
|---|---|
| Date | Apr 27, 2021 |
| Instrument | 2021K032973 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 178 Months |
| Due | Feb 1, 2036 |
| Rate | 2.75% |
|---|
The 2025 property tax bill for 1655 Charles Ave was $7,271 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Algonquin Village |
| County | Kane County |
| County Subdivision | Dundee Township |
| Unified School District | Community Unit School District 300 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,271.00 Homeowner's exemption | $106,467 (+9.42%) Land $28,154 Building $78,313 | $319,529 (+9.42%) Land $84,496 Building $235,033 |
| 2024 | $97,301 Land $25,730 Building $71,571 | $292,020 Land $77,221 Building $214,799 | |
| 2022 | $6,799.00 (+3.16%) Homeowner's exemption | $84,701 (+5.91%) Land $23,151 Building $61,550 | $254,103 (+5.91%) Land $69,453 Building $184,650 |
| 2021 | $6,591.00 Homeowner's exemption | $79,974 Land $21,859 Building $58,115 | $239,922 Land $65,577 Building $174,345 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1655 Charles Ave in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 18 (1979–2017) |
| Claims Outside the SFHA | 3 of 18 |
| Most Recent Claim | Jul 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1655 Charles Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALGONQUIN serves 30,700 people · EPA ID IL1110050 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Copper | 1.6 mg/L (2022–2024) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
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