1704 Trotter St, Frederick, MD 21702 Property Records

Frederick County property record for 1704 Trotter St, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,916 sqft · built 2020
Lot Size	0.207 acres (9,000 sqft)
Owner	2 Individual Names on File
Last Sale	$810,000 (Sep 2024)
Tax Bill	$13,951 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Jul 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`02-595906`

Property Details

APN / Parcel Number

Primary APN	`02-595906`
Alternative APN	`595906`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,916 sqft Living Area
Gross Area	5,406 sqft
1st Floor Area	2,084 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,000 sqft (0.207 acres)
Garage Type	Attached
Garage Area	490 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	148 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	595906
Street Address	1704 TROTTER ST
City	FREDERICK
State	MD
Zip	21702-2378
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 PHASE 1 PLAT 9,000 SQ FT KELLERTON
Legal Subdivision	FINAL PLAT KELLERTON LAND BAY
Legal Phase	1
Legal Block	3
Legal Lot Number	13
Jurisdiction	FREDERICK MD
Township / Civil Division	21, TUSCARORA
Census Block Group	3
Census Block	3015
Census Tract	751201

Owner

Source: Frederick County records · APN 02-595906

Assessment roll updated August 4, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1704 TROTTER ST, FREDERICK, MD 21702-2378
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2024	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Jul 10, 2023	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Jun 03, 2022	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Mar 01, 2021	Deed of Trust, Mortgage · FHA Mortgage CORELOGIC SOLEX
May 15, 2020	Grant Deed, Transfer · FHA Mortgage CALIBER HM LOANS
Apr 29, 2020	Correction Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 11, 2024 · Amount on Record
Deed Sale	Sep 11, 2024 · Amount on Record
Prior Sale	May 15, 2020 · Amount on Record
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1704 TROTTER ST, FREDERICK, MD 21702-2378
Transaction Type	Mortgage
Record Updated	May 02, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1704 TROTTER ST, FREDERICK, MD 21702-2378

Mortgage

Document Number	0168290366
Date	Apr 17, 2024
Book Page	16829/366

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	314 Months
Due	Jun 01, 2050

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1704 TROTTER ST, FREDERICK, MD 21702-2378
Transaction Type	Mortgage
Record Updated	Jul 24, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1704 TROTTER ST, FREDERICK, MD 21702-2378

Mortgage

Document Number	0165120027
Date	Jul 10, 2023
Book Page	16512/27

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	323 Months
Due	Jun 01, 2050

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1704 TROTTER ST, FREDERICK, MD 21702-2378
Transaction Type	Mortgage
Record Updated	Jun 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0159610166
Date	Jun 03, 2022
Book Page	15961/166

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73134

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Jun 01, 2050

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1704 TROTTER ST, FREDERICK, MD 21702-2378
Transaction Type	Mortgage
Record Updated	Aug 09, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1704 TROTTER ST, FORT DETRICK, MD 21702-2378

Mortgage

Document Number	0146070282
Date	Mar 01, 2021
Book Page	14607/282

Lender

Name	CORELOGIC SOLEX
Type	Non-Lending Institution
Address	FORT LAUDERDALE, FL 33323

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Jun 01, 2050

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	May 15, 2020
Property Address	1704 TROTTER ST, FREDERICK, MD 21702-2378
Document Number	0137390424
Book / Page	013739 / 000424
Instrument Date	May 13, 2020
Transaction Type	Transfer
Record Updated	Jul 06, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1704 TROTTER ST FREDERICK MD 217022378, FREDERICK, MD 21702-2378

Mortgage

Document Number	137390431
Date	May 15, 2020
Book Page	013739/000431

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2050

April 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	FREDERICK MD
Recording Date	Apr 29, 2020
Property Address	1704 TROTTER ST, FREDERICK, MD 21702-2378
Document Number	0133980432
Book / Page	013398 / 000432
Instrument Date	Dec 09, 2019
Transaction Type	Transfer
Record Updated	Jun 23, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$133.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	227 GRANITE RUN DR LANCASTER PA 176016813, LANCASTER, PA 17601-6813
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,951.00 (+15.97%)	$759,500 (+14.33%) Land $140,000 Building $619,500	$759,500 (-) Land $140,000 Building $619,500
2023	$12,030.00	$664,300	$759,500 Land $140,000 Building $619,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 6, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Shenandoah Telecommunications Company, Verizon.

Based on FCC filings for 313 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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