1708 Trotter St, Frederick, MD 21702 Property Records

Frederick County property record for 1708 Trotter St, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,968 sqft · built 2019
Lot Size	0.206 acres (9,000 sqft)
Owner	Individual Name on File
Last Sale	$584,485 (Mar 2019)
Tax Bill	$9,304 (2023)
Deeds & Mortgages	Jun 2022 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-595908`

Property Details

APN / Parcel Number

Primary APN	`02-595908`
Alternative APN	`595908`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,968 sqft Total Area
Gross Area	3,848 sqft
Basement Area	1,600 sqft
Finished Basement	1,600 sqft

Exterior

Year Built	Built 2019
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,000 sqft (0.206 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	388 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	595908
Street Address	1708 TROTTER ST
City	FREDERICK
State	MD
Zip	21702-2378
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 PHASE 1 PLAT 9,000 SQ FT KELLERTON
Legal Subdivision	KELLERTON LAND BAY PH 1
Legal Phase	1
Legal Lot Number	15
Jurisdiction	FREDERICK MD
Township / Civil Division	21, TUSCARORA
Census Block Group	3
Census Block	3015
Census Tract	751201

Owner

Source: Frederick County records · APN 02-595908

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1708 TROTTER ST, FREDERICK, MD 21702-2378
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 02, 2022	Deed of Trust, Mortgage · Line of Credit APL FCU
Sep 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 25, 2019	Deed, Transfer · Conventional Mortgage SUNTRUST BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 25, 2019 · Amount on Record
Deed Sale	Mar 25, 2019 · Amount on Record
Prior Sale	Sep 05, 2018 · Amount on Record
Deed Document Number	0012886132
Deed Book / Page	12886 / 132
Record Updated	Jun 07, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1708 TROTTER ST, FREDERICK, MD 21702-2378
Transaction Type	Mortgage
Record Updated	Jun 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1708 TROTTER ST, FREDERICK, MD 21702-2378

Mortgage

Document Number	0159580046
Date	Jun 02, 2022
Book Page	15958/46

Lender

Name	APL FCU
Type	Credit Union
Address	LAUREL, MD 20723

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	May 16, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1708 TROTTER ST, FREDERICK, MD 21702-2378
Transaction Type	Mortgage
Record Updated	May 02, 2022
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0141220068
Date	Sep 29, 2020
Book Page	14122/68

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

March 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Mar 25, 2019
Property Address	1708 TROTTER ST, FREDERICK, MD 21702-2378
Document Number	0128860132
Book / Page	12886 / 0132
Map Reference	MB 100 PG 10
Instrument Date	Mar 19, 2019
Transaction Type	Transfer
Record Updated	May 02, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,461.21
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1708 TROTTER ST, FREDERICK, MD 21702-2378

Mortgage

Document Number	0012886138
Date	Mar 25, 2019
Instrument	12886/138

Lender

Name	SUNTRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2049

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$9,304.00 Homeowner's exemption	$554,067	$688,600 Land $140,000 Building $548,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 6, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Shenandoah Telecommunications Company, Verizon.

Based on FCC filings for 313 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Trotter St

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