1620 Trotter St, Frederick, MD 21702 Property Records

Frederick County property record for 1620 Trotter St, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,576 sqft · built 2018
Lot Size	0.45 acres (19,606 sqft)
Owner	Individual Name on Record
Last Sale	$506,171 (Dec 2018)
Tax Bill	$8,362 (2023)
Deeds & Mortgages	Mar 2020 Mortgage Dec 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-595902`

Property Details

APN / Parcel Number

Primary APN	`02-595902`
Alternative APN	`595902`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,576 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	19,606 sqft (0.45 acres)
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	595902
Street Address	1620 TROTTER ST
City	FREDERICK
State	MD
Zip	21702-2374
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 PHASE 1 PLAT 3 19,606 SQ FT KELLERTON
Legal Subdivision	KELLERTON LAND BAY A PH 1
Legal Phase	1
Legal Lot Number	9
Jurisdiction	FREDERICK MD
Township / Civil Division	21, TUSCARORA
Census Block Group	3
Census Block	3015
Census Tract	751201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1620 TROTTER ST, FREDERICK, MD 21702-2374
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE
Dec 12, 2018	Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE
Apr 20, 2018	Grant Deed, Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2018 · Amount on Record
Deed Sale	Dec 12, 2018 · Amount on Record
Prior Sale	Jun 26, 2018 · Amount on Record
Deed Document Number	0001275093
Deed Book / Page	12750 / 93
Record Updated	Jun 7, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1620 TROTTER ST, FREDERICK, MD 21702-2374
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0135620118
Date	Mar 2, 2020
Book Page	13562/118

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

December 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Dec 12, 2018
Property Address	1620 TROTTER ST, FREDERICK, MD 21702-2374
Document Number	0127500093
Book / Page	12750 / 0093
Map Reference	MB100 PG10&11
Instrument Date	Nov 14, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,265.43
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1620 TROTTER ST, FREDERICK, MD 21702-2374

Mortgage

Document Number	0012750100
Date	Dec 12, 2018
Instrument	12750/100

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2048

April 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Apr 20, 2018
Property Address	1620 TROTTER ST, FREDERICK, MD 21702-2374
Document Number	0123730048
Book / Page	012373 / 000048
Instrument Date	Apr 11, 2018
Transaction Type	Mortgage
Record Updated	Apr 12, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7420 HAYWARD RD FREDERICK MD 217022507, FREDERICK, MD 21702-2507

Mortgage

Document Number	123730048
Date	Apr 20, 2018
Book Page	012373/000048

Lender

Name	BRANCH BK&TR
Type	Bank
Address	7200 BANK CT, FREDERICK, MD 21703-2885

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$8,362.00 Homeowner's exemption	$470,367	$535,700 Land $144,800 Building $390,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Glo Fiber, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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