Anne Arundel County property record for 1704 Saddle Dr, Gambrills, MD 21054
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,074 sqft · built 1995 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on File |
| Last Sale | $500,000 (Jun 2012) |
| Tax Bill | $6,793 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-130-90036510 |
| Primary APN | 04-130-90036510 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 3,074 sqft Living Area |
| Gross Area | 3,999 sqft |
| 1st Floor Area | 2,074 sqft |
| Basement Area | 1,000 sqft |
| Finished Basement | 1,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 87,120 sqft |
| Garage Type | Attached |
| Garage Area | 925 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 406 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 236 sqft |
| Deck Area | 264 sqft |
| Gazebo | 361 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 13090036510 |
|---|---|
| Street Address | 1704 SADDLE DR |
| City | GAMBRILLS |
| State | MD |
| Zip | 21054-1100 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RLD |
| Legal Description | LT 3 BK D SC 5 PL 1 BRETTON WOODS |
| Legal Subdivision | BRETTON WOODS |
| Legal Block | D |
| Legal Lot Number | 3 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 741000 |
1704 Saddle Dr is owned and occupied by an individual who bought it in June 2012.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1704 SADDLE DR, GAMBRILLS, MD 21054-1100 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIDELITY FIRST HOME MORTGAGE CO |
| Dec 2, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIDELITY FIRST HOME MORTGAGE CO |
| Jun 14, 2018 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 12, 2012 · Amount on File |
| Deed Sale | Jun 12, 2012 · Amount on File |
| Prior Sale | Oct 16, 2002 |
| Deed Book / Page | 24759 / 254 |
| Transfer Doc | 0000014837 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 1704 SADDLE DR, GAMBRILLS, MD 21054-1100 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1704 SADDLE DR, GAMBRILLS, MD 21054-1100 |
| Document Number | 0378450211 |
|---|---|
| Date | Nov 2, 2021 |
| Book Page | 37845/211 |
| Name | FIDELITY FIRST HOME MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | ANNAPOLIS, MD 21401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Nov 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 1704 SADDLE DR, GAMBRILLS, MD 21054-1100 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST EQUITY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0339000277 |
|---|---|
| Date | Dec 2, 2019 |
| Book Page | 33900/277 |
| Name | FIDELITY FIRST HOME MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | ANNAPOLIS, MD 21401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 1704 SADDLE DR, GAMBRILLS, MD 21054-1100 |
| Document Number | 0322710037 |
| Instrument Date | Jun 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2018 |
| Title Company | DATA SEARCH INC |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 1704 SADDLE DR GAMBRILLS MD 210541100, GAMBRILLS, MD 21054-1100 |
| Document Number | 0322710037 |
|---|---|
| Date | Jul 3, 2018 |
| Book Page | 032271/000037 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 1704 Saddle Dr was $6,793 with a homeowner's exemption.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $693,233 | $768,900 Land $303,000 Building $465,900 | |
| 2025 | $6,793.00 | ||
| 2023 | $5,850.00 Homeowner's exemption | $595,800 | $655,400 Land $275,000 Building $380,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1704 Saddle Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1704 Saddle Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures