1700 Saddle Dr, Gambrills, MD 21054 Property Records

Anne Arundel County property record for 1700 Saddle Dr, Gambrills, MD 21054

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,581 sqft · built 1993
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$725,000 (Jun 2023)
Tax Bill	$5,854 (2023)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-130-90036508`

Property Details

APN / Parcel Number

Primary APN	`04-130-90036508`
Alternative APNs	`413090036508` `13090036508`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,581 sqft Living Area
Gross Area	4,136 sqft
1st Floor Area	1,486 sqft
Basement Area	931 sqft
Finished Basement	931 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	87,120 sqft
Garage Type	Attached
Garage Area	555 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	32 sqft
Deck Area	380 sqft
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	13090036508
Street Address	1700 SADDLE DR
City	GAMBRILLS
State	MD
Zip	21054-1100
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD
Legal Description	LT 1 BK D SC 5 PL 1 BRETTON WOODS
Legal Subdivision	BRETTON WOODS
Legal Block	D
Legal Lot Number	1
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	4
Census Block Group	1
Census Block	1005
Census Tract	741000

Owner

1700 Saddle Dr is owned and occupied by two individuals who bought it in June 2023.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1700 SADDLE DR, GAMBRILLS, MD 21054-1100
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2023 · Amount on File
Deed Sale	Jun 29, 2023 · Amount on File
Prior Sale	Sep 9, 2005 · Amount on File
Deed Book / Page	39761 / 421
Record Updated	Oct 29, 2026

June 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jun 29, 2023
Property Address	1700 SADDLE DR, GAMBRILLS, MD 21054-1100
Document Number	0397610421
Book / Page	39761 / 421
Map Reference	MB 87 FO 13
Instrument Date	Jun 9, 2023
Transaction Type	Transfer
Record Updated	Jul 24, 2023
Title Company	TITLE FORWARD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	37480 UNDERWOOD WAY, DAGSBORO, DE 19939-3531

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1700 SADDLE DR, GAMBRILLS, MD 21054-1100

Mortgage

Document Number	0039761428
Date	Jun 29, 2023
Instrument	39761/428

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$660,967	$769,700 Land $303,000 Building $466,700
2023	$5,854.00 (+6.55%) Homeowner's exemption	$552,733 (+5.12%)	$606,600 (+15.37%) Land $275,000 Building $331,600
2022	$5,494.00 Homeowner's exemption	$525,800 Land $235,000 Building $290,800	$525,800 Land $235,000 Building $290,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1700 Saddle Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1700 Saddle Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
Believe Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20