1704 Hammocks Ave, Lutz, FL 33549 Property Records

Pasco County property record for 1704 Hammocks Ave, Lutz, FL 33549

Property Summary

Property Type	Condominium
Details	2 ba · 1,624 sqft · built 2006
Lot Size	0.594 acres (25,909 sqft)
Owner	2 Individual Names on Record
Last Sale	$196,600 (Jan 2006)
Tax Bill	$1,243 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Oct 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`31-26-19-0290-02102-1040`

Property Details

APN / Parcel Number

Primary APN	`31-26-19-0290-02102-1040`
Alternative APN	`0834407`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,624 sqft Living Area
Gross Area	1,712 sqft
1st Floor Area	1,624 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Exterior Material	Other
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	25,909 sqft
Garage Type	Finished
Garage Area	264 sqft
Driveway	Driveway
Driveway Area	345 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Screened Porch
Porch Area	176 sqft
Deck Area	135 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	0834407
Street Address	1704 HAMMOCKS AVE
City	LUTZ
State	FL
Zip	33549-4202
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	MPUD
Legal Description	LAKES AT HERON COVE CONDOMINIUM - PHASE VIII CB 6 PGS 93-96 UNIT 2104 BLDG 21 OR 6825 PG 1267
Legal Range	19E
Legal Township	26S
Legal Section	31
Legal Subdivision	LAKES AT HERON COVE
Legal Phase	62
Legal Tract	290
Legal Unit	2104
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	3
Census Block	3001
Census Tract	32013

Owner

Source: Pasco County records, as of December 19, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1704 HAMMOCKS AVE, LUTZ, FL 33549-4202
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2026	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
Oct 17, 2025	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
Mar 13, 2023	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
May 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 1, 2006 · Amount on Record
Deed Sale	Jan 1, 2006 · Amount on Record
Deed Document Number	0068251267
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	1704 HAMMOCKS AVE, LUTZ, FL 33549-4202
Transaction Type	Mortgage
Record Updated	Mar 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1704 HAMMOCKS AVE, LUTZ, FL 33549-4202

Mortgage

Document Number	0113680408
Date	Feb 19, 2026
Book Page	11368/408
Instrument	2026032222

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 18, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	1704 HAMMOCKS AVE, LUTZ, FL 33549-4202
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1704 HAMMOCKS AVE, LUTZ, FL 33549-4202

Mortgage

Document Number	0113002270
Date	Oct 17, 2025
Book Page	11300/2270
Instrument	2025198071

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 16, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	1704 HAMMOCKS AVE, LUTZ, FL 33549-4202
Transaction Type	Mortgage
Record Updated	Mar 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1704 HAMMOCKS AVE, LUTZ, FL 33549-4202

Mortgage

Document Number	0107803210
Date	Mar 13, 2023
Book Page	10780/3210
Instrument	2023043530

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 12, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	1704 HAMMOCKS AVE, LUTZ, FL 33549-4202
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099101876
Date	May 22, 2019
Book Page	9910/1876
Instrument	2019087126

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2034

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,243.00 (+8.28%) Homeowner's exemption	$104,330 (+5.98%) Land $16,449 Building $87,881	$279,189 (+3.05%) Land $16,449 Building $262,740
2023	$1,148.00 (+12.88%) Additional exemption filed	$98,440 (+2.99%) Land $16,449 Building $81,991	$270,918 (+37.37%) Land $16,449 Building $254,469
2022	$1,017.00 Homeowner's exemption	$95,580 Land $16,449 Building $79,131	$197,214 Land $16,449 Building $180,765

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	5 (1997–2024)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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