1709 Hammocks Ave, Lutz, FL 33549 Property Records

Pasco County property record for 1709 Hammocks Ave, Lutz, FL 33549

Property Summary

Property Type	Condominium
Details	2 ba · 1,166 sqft · built 2006
Lot Size	0.693 acres (30,209 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Dec 2019)
Tax Bill	$1,942 (2025)
Deeds & Mortgages	Dec 2019 Sale & Mortgage Feb 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`31-26-19-0280-01701-7050`

Property Details

APN / Parcel Number

Primary APN	`31-26-19-0280-01701-7050`
Alternative APN	`0834208`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,166 sqft Living Area
Gross Area	1,555 sqft
1st Floor Area	1,166 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Exterior Material	Other
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	30,209 sqft
Garage Type	Finished
Garage Area	264 sqft
Driveway	Driveway
Driveway Area	345 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Screened Porch
Porch Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	0834208
Street Address	1709 HAMMOCKS AVE
City	LUTZ
State	FL
Zip	33549-4203
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	MPUD
Legal Description	LAKES AT HERON COVE CONDOMINIUM - PHASE VII CB 6 PGS 89-92 UNIT 1705 BLDG 17
Legal Range	19E
Legal Township	26S
Legal Section	31
Legal Subdivision	LAKES AT HERON COVE
Legal Phase	61
Legal Tract	280
Legal Unit	1705
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	3
Census Block	3001
Census Tract	32013

Owner

1709 Hammocks Ave, a condominium, is owned and occupied by an individual who bought it in December 2019.

Source: Pasco County records, as of December 19, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1709 HAMMOCKS AVE, LUTZ, FL 33549-4203
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2019	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Feb 25, 2019	Correction Deed FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2019 · Amount on File
Deed Sale	Dec 2, 2019 · Amount on File
Prior Sale	Jan 18, 2012 · Amount on File
Deed Document Number	2019204246
Deed Book / Page	10015 / 0188
Record Updated	Jun 8, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Dec 2, 2019
Property Address	1709 HAMMOCKS AVE, LUTZ, FL 33549-4203
Document Number	0100150188
Book / Page	10015 / 0188
Map Reference	MB 5701 PG 256
Instrument Date	Nov 27, 2019
Instrument	2019204246
Transaction Type	Transfer
Record Updated	Sep 13, 2021
Title Company	FLAGSHIP TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,085.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	38216 WOODGATE LN, 38216, ZEPHYRHILLS, FL 33542-5955

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18193 STERLING GATE CIR, TAMPA, FL 33647-1789

Mortgage

Document Number	100150190
Date	Dec 2, 2019
Instrument	10015/0190

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

February 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	PASCO FL
Recording Date	Feb 25, 2019
Property Address	1709 HAMMOCKS AVE, LUTZ, FL 33549-4203
Document Number	0098632207
Book / Page	009863 / 002207
Instrument Date	May 23, 2018
Instrument	31476
Record Updated	Mar 4, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1709 HAMMOCKS AVE LUTZ FL 335494203, LUTZ, FL 33549-4203

Tax Assessment & Valuation

The 2025 property tax bill for 1709 Hammocks Ave was $1,942 with a homeowner's exemption.

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,942.00 Homeowner's exemption	$145,920 Land $16,449 Building $129,471	$233,469 Land $16,449 Building $217,020
2023	$1,810.00 (+12.07%) Additional exemption filed	$137,680 (+3%) Land $16,449 Building $121,231	$225,718 (+34.86%) Land $16,449 Building $209,269
2022	$1,615.00 Homeowner's exemption	$133,670 Land $16,449 Building $117,221	$167,370 Land $16,449 Building $150,921

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1709 Hammocks Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 37 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	5 (1997–2024)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1709 Hammocks Ave is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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