1701 Garrard St, Covington, KY 41014 Property Records

Kenton County property record for 1701 Garrard St, Covington, KY 41014 · Last verified December 2025

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 3,720 sqft · built 1890
Lot Size	0.06 acres (2,625 sqft)
Owner	Company Name on File
Tax Bill	$1,033 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Sep 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`055-32-01-007.00`

Property Details

APN / Parcel Number

Primary APN	`055-32-01-007.00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	3 Stories
Building Area	3,720 sqft Finished Area

Exterior

Year Built	Built 1890
Exterior Material	Brick
Foundation Type	Stone
Lot Area	2,625 sqft (0.06 acres)
Lot Dimensions	105 ft deep x 25 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	0553201007.00
Street Address	1701 GARRARD ST
City	COVINGTON
State	KY
Zip	41014-1430
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	25'X105' SWC 17TH & GARRARD E.L. SOUTHGATE DIV LOTS 19 20 21
Legal Subdivision	SOUTHGATE RICHARD
Legal Phase	17
Legal Lot Number	20,21
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1016
Census Tract	60900

Owner

Source: Kenton County records · APN 055-32-01-007.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	567 TREVINO RDG, CRESTVIEW HILLS, KY 41017-3486
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Deed of Trust, Mortgage · Commercial Mortgage REPUBLIC BANK & TRUST CO
Sep 25, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 04, 2025
Deed Sale	Aug 04, 2025
Prior Sale	Dec 29, 1998 · Amount on Record
Deed Document Number	25080405900060
Deed Book / Page	KC 355 / 709
Record Updated	Jun 08, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1701 GARRARD ST, COVINGTON, KY 41014-1430
Transaction Type	Mortgage
Record Updated	Oct 03, 2025
Title Company	LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	567 TREVINO RDG, CRESTVIEW HILLS, KY 41017-3486

Mortgage

Document Number	0005900106
Date	Sep 17, 2025
Book Page	KCM 687/900
Instrument	25091705900106

Lender

Name	REPUBLIC BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40202

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Sep 15, 2028

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Sep 25, 2018
Property Address	1701 GARRARD ST, COVINGTON, KY 41014-1430
Document Number	0000000059
Book / Page	0C6508 / 000238
Instrument Date	Sep 21, 2018
Instrument	59
Transaction Type	Transfer
Record Updated	Oct 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2409 HICKORYWOOD CT ALEXANDRIA KY 410014377, ALEXANDRIA, KY 41001-4377

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,033.00 (-0.48%)	$78,000 (-) Land $5,000 Building $73,000	$78,000 (-) Land $5,000 Building $73,000
2023	$1,038.00	$78,000 Land $5,000 Building $73,000	$78,000 Land $5,000 Building $73,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Austinburg Historic District listed 1987 · 1,054 contributing resources · NRIS 86003483

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 794 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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