Oldham County property record for 1625 Riverside Dr, Prospect, KY 40059 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1984 |
| Square Footage | 1,280 sqft Living Area |
| Lot Size | 10,759 sqft (0.246 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $173,500 (2005) |
| Tax Bill | $3,618.00 (2025) |
| Primary APN | 01-01B-03-25 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,280 sqft Living Area |
| Stories | 2 Stories |
| Year Built | Built 1984 |
|---|---|
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Concrete Foundation |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,759 sqft (0.246 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Basement Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Account Number | 34059 |
|---|---|
| Street Address | 1625 RIVERSIDE DR |
| City | PROSPECT |
| State | KY |
| Zip | 40059-9066 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HOUSE & .247AC |
| Legal Block | SEC 3 |
| Legal Lot Number | 25 |
| Jurisdiction | OLDHAM KY |
| Minor Civil Division | PEWEE VALLEY |
| Census Blockgroup | 1 |
| Census Block | 1001 |
| Census Tract | 30801 |
Source: Oldham County records · APN 01-01B-03-25
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1625 RIVERSIDE DR, PROSPECT, KY 40059-9066 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 11, 2023 | Deed of Trust, Mortgage · Line of Credit REPUBLIC BANK & TRUST CO |
| Apr 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 10, 2005 · Amount on Record |
| Deed Sale | Oct 10, 2005 · Amount on Record |
| Deed Doc Number | 338572 |
| Deed Book / Page | D848 / 205 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 1625 RIVERSIDE DR, PROSPECT, KY 40059-9066 |
| Transaction Type | Mortgage |
| Record Updated | Sep 06, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1625 RIVERSIDE DR, PROSPECT, KY 40059-9066 |
| Document Number | 002633/982 |
|---|---|
| Date | Aug 11, 2023 |
| Book Page | 2633/982 |
| Instrument | 738082 |
| Name | REPUBLIC BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 04, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 1625 RIVERSIDE DR, PROSPECT, KY 40059-9066 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | M2511/1017 |
|---|---|
| Date | Apr 27, 2021 |
| Book Page | M2511/1017 |
| Instrument | 633628 |
| Name | NEWREZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2036 |
Source: Oldham County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Oldham County |
| Unified School District | Oldham County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,618.00 (+25.15%) | $290,000 (+26.09%) Land $30,000 Building $260,000 | $290,000 (+26.09%) Land $30,000 Building $260,000 |
| 2023 | $2,891.00 | $230,000 Land $30,000 Building $200,000 | $230,000 Land $30,000 Building $200,000 |
Source: FEMA National Flood Hazard Layer, Oldham County (21185C), updated October 15, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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