Kenton County property record for 1616 Garrard St, Covington, KY 41014
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,905 sqft · built 1890 |
| Lot Size | 0.103 acres (4,500 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $128,500 (May 2004) |
| Tax Bill | $1,452 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 055-31-09-036.00 |
| Primary APN | 055-31-09-036.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 3 Stories |
| Building Area | 1,905 sqft Finished Area |
| Gross Area | 2,345 sqft |
| Year Built | Built 1890 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Stone |
| Roof Material | Composition Shingle |
| Lot Area | 4,500 sqft (0.103 acres) |
| Lot Dimensions | 90 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 221 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Connected |
| Old Parcel Number | 0553109036.00 |
|---|---|
| Street Address | 1616 GARRARD ST |
| City | COVINGTON |
| State | KY |
| Zip | 41014-1328 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 50X90FT ES GARRARD 26FT N 17TH |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 61000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Austinburg Historic District listed 1987 · 1,054 contributing resources · NRIS 86003483 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Kenton County records, as of November 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 1616 GARRARD ST, COVINGTON, KY 41014-1328 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 14, 2004 · Amount on Record |
| Deed Sale | May 14, 2004 · Amount on Record |
| Prior Sale | Oct 22, 2003 · Amount on Record |
| Deed Document Number | 0002174191 |
| Deed Book / Page | 2174 / 191 |
| Record Updated | Jun 8, 2026 |
Source: Kenton County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,452.00 (-2.88%) Homeowner's exemption | $158,700 (-) Land $5,000 Building $153,700 | $158,700 (-) Land $5,000 Building $153,700 |
| 2023 | $1,495.00 Homeowner's exemption | $158,700 Land $5,000 Building $153,700 | $158,700 Land $5,000 Building $153,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,077 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
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