170 Sidehill Dr, Waterloo, IA 50701 Property Records

Black Hawk County property record for 170 Sidehill Dr, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,604 sqft · built 1977
Lot Size	1.05 acres (45,880 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,554 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Dec 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8813-16-476-006`

Property Details

APN / Parcel Number

Primary APN	`8813-16-476-006`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Building Area	1,604 sqft Living Area
1st Floor Area	1,604 sqft
Basement Area	1,604 sqft
Finished Basement	725 sqft
Unfinished Basement	1,604 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Split Level
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	45,880 sqft (1.05 acres)
Lot Dimensions	370 ft deep x 124 ft wide

Exterior Amenities

Pool Area	648 sqft
Porch	Slab
Porch Area	252 sqft
Patio Area	228 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	170 SIDEHILL DR
City	WATERLOO
State	IA
Zip	50701-9251
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LICHTY FOURTH ORANGE ADDITION LOT 61
Legal Range	13W
Legal Township	88N
Legal Section	16
Legal Subdivision	LICHTY FOURTH ORANGE ADDITION
Legal Lot Number	61
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1035
Census Tract	3001

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	170 SIDEHILL DR, WATERLOO, IA 50701-9251
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2023	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU
Dec 30, 2022	Deed of Trust, Mortgage · Line of Credit UNITE CU
Oct 4, 2017	Deed of Trust, Mortgage COMMUNITY WHOLESALE COMPANY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Oct 30, 2023
Property Address	170 SIDEHILL DR, WATERLOO, IA 50701-9251
Document Number	202400005748
Instrument Date	Oct 26, 2023
Instrument	202400005748
Transaction Type	Transfer
Record Updated	Dec 26, 2023
Title Company	TITLE SERVICES CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$455.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	170 SIDEHILL DR, WATERLOO, IA 50701-9251

Mortgage

Document Number	202400005749
Date	Oct 30, 2023
Instrument	202400005749

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.12%
Type Change Date	Nov 1, 2028
Change Frequency	Annually
Min Rate At Change	5.12%
Max Rate At Change	9.12%
Index	1-Year T-Bill
Max Rate	13.1%

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	170 SIDEHILL DR, WATERLOO, IA 50701-9251
Transaction Type	Mortgage
Record Updated	Feb 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 SIDEHILL DR, WATERLOO, IA 50701-9251

Mortgage

Document Number	202300009557
Date	Dec 30, 2022
Instrument	202300009557

Lender

Name	UNITE CU
Type	Credit Union
Address	CEDAR FALLS, IA 50613

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 22, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	170 SIDEHILL DR, WATERLOO, IA 50701-9251
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800005954
Date	Oct 4, 2017
Instrument	2018-00005954

Lender

Name	COMMUNITY WHOLESALE COMPANY INC
Type	Non-Lending Institution
Address	WATERLOO, IA 50701

Agreement

Amount	Amount Recorded
Term	84 Months
Due	Oct 30, 2024

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,554.00 (-11.41%) Homeowner's exemption	$332,070 (+0.79%) Land $42,280 Building $289,790	$332,070 (+0.79%) Land $42,280 Building $289,790
2024	$7,398.00 (+37.46%)
2023		$329,470 (+29.74%) Land $42,280 Building $287,190	$329,470 (+29.74%) Land $42,280 Building $287,190
2022	$5,382.00 Homeowner's exemption	$253,940 Land $42,280 Building $211,660
2021			$253,940 Land $42,280 Building $211,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 individual policies
Nearby Flood Policies	37 units insured incl. 16 condo units
Nearby Flood Claims	2 (1985–2020)
Most Recent Claim	Jun 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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