187 Sidehill Dr, Waterloo, IA 50701 Property Records

Black Hawk County property record for 187 Sidehill Dr, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,748 sqft · built 1977
Lot Size	0.524 acres (22,816 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Jun 2022)
Tax Bill	$6,420 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Aug 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8813-16-477-002`

Property Details

APN / Parcel Number

Primary APN	`8813-16-477-002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,748 sqft Living Area
1st Floor Area	684 sqft
Basement Area	684 sqft
Unfinished Basement	684 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,816 sqft (0.524 acres)
Lot Dimensions	184 ft deep x 124 ft wide
Garage Type	Mixed
Garage Area	1,152 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	656 sqft
Porch	Slab
Porch Area	148 sqft
Deck Area	224 sqft
Patio Area	224 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	187 SIDEHILL DR
City	WATERLOO
State	IA
Zip	50701-9251
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LICHTY FOURTH ORANGE ADDITION LOT 56
Legal Range	13W
Legal Township	88N
Legal Section	16
Legal Subdivision	LICHTY FOURTH ORANGE ADDITION
Legal Lot Number	56
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1036
Census Tract	3001

Owner

Source: Black Hawk County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	187 SIDEHILL DR, WATERLOO, IA 50701-9251
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2022	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU
Aug 18, 2017	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
May 11, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2022 · Amount on Record
Deed Sale	Jun 8, 2022 · Amount on Record
Deed Document Number	202223797
Prior Transfer Date	May 11, 2018
Prior Transfer Doc	0000018364
Record Updated	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jun 8, 2022
Property Address	187 SIDEHILL DR, WATERLOO, IA 50701-9251
Document Number	202200023797
Instrument Date	Jun 7, 2022
Instrument	202200023797
Transaction Type	Transfer
Record Updated	Jun 20, 2022
Title Company	TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$447.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	187 SIDEHILL DR, WATERLOO, IA 50701-9251

Mortgage

Document Number	202200023798
Date	Jun 8, 2022
Instrument	202200023798

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Jul 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.37%
Index	1-Year CMT
Max Rate	10.3%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	187 SIDEHILL DR, WATERLOO, IA 50701-9251
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800003061
Date	Aug 18, 2017
Instrument	2018-00003061

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 11, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BLACK HAWK IA
Recording Date	May 11, 2018
Property Address	187 SIDEHILL DR, WATERLOO, IA 50701-9251
Document Number	201800018364
Instrument Date	May 11, 2018
Instrument	201800018364
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 SIDEHILL DR, WATERLOO, IA 50701-9251

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,420.00	$319,060 (+7.8%) Land $36,830 Building $282,230	$319,060 (+7.8%) Land $36,830 Building $282,230
2024	$6,420.00 (+34.25%)
2023		$295,980 (+35.96%) Land $36,830 Building $259,150	$295,980 (+35.96%) Land $36,830 Building $259,150
2022	$4,782.00 Homeowner's exemption	$217,700 Land $36,830 Building $180,870
2021			$217,700 Land $36,830 Building $180,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 individual policies
Nearby Flood Policies	37 units insured incl. 16 condo units
Nearby Flood Claims	2 (1985–2020)
Most Recent Claim	Jun 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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