125 Sidehill Dr, Waterloo, IA 50701 Property Records

Black Hawk County property record for 125 Sidehill Dr, Waterloo, IA 50701

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,404 sqft · built 1979
Lot Size0.524 acres (22,816 sqft)
Owner2 Individual Names on Record
Tax Bill$5,348 (2025)
Deeds & MortgagesFeb 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN8813-16-477-007

Property Details

APN / Parcel Number

Primary APN8813-16-477-007

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,404 sqft Living Area
1st Floor Area1,404 sqft
Basement Area1,404 sqft
Finished Basement700 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area22,816 sqft (0.524 acres)
Lot Dimensions184 ft deep x 124 ft wide
Garage TypeMixed
Garage Area1,200 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area104 sqft
Deck Area320 sqft
Patio Area320 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address125 SIDEHILL DR
CityWATERLOO
StateIA
Zip50701-9251
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLICHTY FOURTH ORANGE ADDITION LOT 51
Legal Range13W
Legal Township88N
Legal Section16
Legal SubdivisionLICHTY FOURTH ORANGE ADDITION
Legal Lot Number51
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group1
Census Block1036
Census Tract3001

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address125 SIDEHILL DR, WATERLOO, IA 50701-9251
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address125 SIDEHILL DR, WATERLOO, IA 50701-9251
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201800013930
DateFeb 26, 2018
Instrument201800013930
Lender
NameVERIDIAN CREDIT UNION
TypeCredit Union
Agreement
AmountAmount Recorded
Term119 Months
DueJan 1, 2028

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,348.00 (+0.34%) Homeowner's exemption$287,510 (+6.64%) Land $36,830 Building $250,680$287,510 (+6.64%) Land $36,830 Building $250,680
2024$5,330.00 (+24.65%)
2023$269,610 (+32.41%) Land $36,830 Building $232,780$269,610 (+32.41%) Land $36,830 Building $232,780
2022$4,276.00 Homeowner's exemption$203,610 Land $36,830 Building $166,780
2021$203,610 Land $36,830 Building $166,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 individual policies
Nearby Flood Policies37 units insured
incl. 16 condo units
Nearby Flood Claims2 (1985–2020)
Most Recent ClaimJun 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 82% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Waterloo Fiber
Fiber
10,000 / 10,000
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable
1,000 / 50
GigFire
Fixed Wireless
150 / 130

May also be available: Verizon.

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