170 N 2nd Ave, Upland, CA 91786 Property Records

San Bernardino County property record for 170 N 2nd Ave, Upland, CA 91786

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	2,520 sqft · built 1914
Lot Size	0.072 acres (3,150 sqft)
Owner	Company Name on Record
Last Sale	$475,000 (May 2026)
Tax Bill	$1,624 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Dec 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1046-593-06-0000`

Property Details

APN / Parcel Number

Primary APN	`1046-593-06-0000`

Interior

Building Area	2,520 sqft Gross Area

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	3,150 sqft (0.072 acres)
Lot Dimensions	150 ft deep x 21 ft wide

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	170 N 2ND AVE
City	UPLAND
State	CA
Zip	91786-6001
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	TOWN MAGNOLIA S 21 1/2 FT LOT 26 BLK 47
Legal Subdivision	TOWN OF MAGNOLIA
Legal Block	47
Legal Lot Number	26
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1015
Census Tract	903

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	435 W 9TH ST, F2, UPLAND, CA 91786-5924
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Grant Deed, Transfer · Conventional Mortgage VELOCITY COMMERCIAL CAPITAL LLC
Dec 1, 2021	Grant Deed, Transfer · Line of Credit ROYAL BUSINESS BANK
Nov 18, 2021	Intrafamily Transfer, Transfer
Nov 18, 2021	Grant Deed, Transfer
Oct 7, 2019	Deed of Trust, Mortgage CLAUDIO M LANE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2026 · Amount on Record
Deed Sale	May 8, 2026 · Amount on Record
Prior Sale	Jan 31, 2002 · Amount on Record
Deed Document Number	2026118516
Prior Transfer Date	Oct 28, 2021
Prior Transfer Doc	0000523559
Record Updated	Sep 20, 2026

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 8, 2026
Property Address	170 N 2ND AVE, UPLAND, CA 91786-6001
Document Number	0000118516
Instrument Date	Apr 16, 2026
Instrument	2026118516
Transaction Type	Transfer
Record Updated	Jul 28, 2026
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$52,772.50
Amount Accuracy	Full Amount Stated
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership

Mortgage

Document Number	0000118517,
Date	May 8, 2026
Instrument	2026118517

Lender

Name	VELOCITY COMMERCIAL CAPITAL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.38%
Max Rate	-1%

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 1, 2021
Property Address	170 N 2ND AVE, UPLAND, CA 91786
Document Number	0000539875
Map Reference	MB 9 PG 15
Instrument Date	Nov 23, 2021
Instrument	2021-0539875
Transaction Type	Transfer
Record Updated	Nov 11, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2534 PROSPECT DR, UPLAND, CA 91784-1174

Mortgage

Document Number	0000539876
Date	Dec 1, 2021
Instrument	2021-0539876

Lender

Name	ROYAL BUSINESS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Nov 18, 2021
Property Address	170 N 2ND AVE, UPLAND, CA 91786
Document Number	0000523559
Map Reference	MB 9 PG 15
Instrument Date	Oct 28, 2021
Instrument	2021-0523559
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2534 PROSPECT DR, UPLAND, CA 91784-1174

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Nov 18, 2021
Property Address	170 N 2ND AVE, UPLAND, CA 91786
Document Number	0000523562
Map Reference	MB 9 PG 15
Instrument Date	Oct 28, 2021
Instrument	2021-0523562
Transaction Type	Transfer
Record Updated	Nov 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2534 PROSPECT DR, UPLAND, CA 91784-1174

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	170 N 2ND AVE, UPLAND, CA 91786
Document Number	0000370345
Instrument Date	Oct 7, 2019
Transaction Type	Mortgage
Record Updated	Oct 24, 2019
Title Company	FIRST AMERICAN

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 1330 UPLAND CA 917851330, UPLAND, CA 91785-1330

Mortgage

Document Number	0000370345
Date	Oct 15, 2019
Instrument	370345

Lender

Name	CLAUDIO M LANE
Address	45 SABLE PT, ALAMEDA, CA 94502-6474

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Upland City
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$135,617 (+2%) Land $37,671 Building $97,946
2025	$1,624.00 (+4.91%)	$132,957 (+4.04%) Land $36,932 Building $96,025
2023	$1,548.00 (+2.25%)	$127,794 (+2%) Land $35,498 Building $92,296
2022	$1,514.00	$125,288 Land $34,802 Building $90,486

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UPLAND serves 78,376 people · EPA ID CA3610050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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