161 N 2nd Ave, Upland, CA 91786 Property Records

San Bernardino County property record for 161 N 2nd Ave, Upland, CA 91786

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	3,264 sqft · built 1925
Lot Size	0.077 acres (3,360 sqft)
Owner	Company Name on Record
Last Sale	$1,850,000 (Dec 2025)
Tax Bill	$7,827 (2025)
Deeds & Mortgages	Jan 2025 Mortgage Apr 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1046-592-16-0000`

Property Details

APN / Parcel Number

Primary APN	`1046-592-16-0000`

Interior

Stories	1 Story
Building Area	3,264 sqft Gross Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	3,360 sqft (0.077 acres)

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	161 N 2ND AVE
City	UPLAND
State	CA
Zip	91786-6019
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	TOWN MAGNOLIA LOT 8 AND S 2.75 FT OF LOT 7 BLK 48
Legal Subdivision	TOWN OF MAGNOLIA
Legal Tract	48
Legal Block	48
Legal Lot Number	8
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1024
Census Tract	903

Owner

Source: San Bernardino County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	161 N 2ND AVE, UPLAND, CA 91786-6019
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2025	Deed of Trust, Mortgage · Commercial Mortgage MID VALLEY SERVICES INC
Apr 11, 2023	Deed of Trust, Mortgage · Commercial Mortgage CITY OF UPLAND
Apr 14, 2025	Deed of Trust, Mortgage · Commercial Mortgage HARVEST SMALL BUSINESS FINANCE LLC
Dec 1, 2025	Grant Deed, Transfer · SBA Mortgage HARVEST SMALL BUSINESS FINANCE LLC
Oct 28, 2019	Grant Deed, Transfer FERRO FAMILY TRUST (PT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2025 · Amount on Record
Deed Sale	Dec 1, 2025 · Amount on Record
Prior Sale	Oct 28, 2019 · Amount on Record
Deed Document Number	2025293367
Prior Transfer Date	Apr 27, 1998
Prior Transfer Doc	0000177418
Record Updated	Oct 29, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	161 N 2ND AVE, UPLAND, CA 91786-6019
Transaction Type	Mortgage
Record Updated	Dec 18, 2025
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11027 BALSAM AVE, HESPERIA, CA 92345-2207

Mortgage

Document Number	0000010412
Date	Jan 15, 2025
Instrument	2025-0010412

Lender

Name	MID VALLEY SERVICES INC
Type	Mortgage Company
Address	FRESNO, CA 93711

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	161 N 2ND AVE, UPLAND, CA 91786-6019
Transaction Type	Mortgage
Record Updated	Dec 18, 2025
Title Company	TRICO TITLE COMPANY, TICOR TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 N 2ND AVE, UPLAND, CA 91786-6019

Mortgage

Document Number	0000084118
Date	Apr 11, 2023
Instrument	2023-0084118

Lender

Name	CITY OF UPLAND
Type	Government Agency
Address	UPLAND, CA 91786

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	161 N 2ND AVE, UPLAND, CA 91786-6019
Transaction Type	Mortgage
Record Updated	Dec 18, 2025
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11027 BALSAM AVE, HESPERIA, CA 92345-2207

Mortgage

Document Number	0000080181
Date	Apr 14, 2025
Instrument	2025-0080181

Lender

Name	HARVEST SMALL BUSINESS FINANCE LLC
Type	Funding / Finance Company
Address	LAGUNA HILLS, CA 92653

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 1, 2025
Property Address	161 N 2ND AVE, UPLAND, CA 91786-6019
Document Number	0000293367
Map Reference	MB 9 PG 15
Instrument Date	Nov 24, 2025
Instrument	2025-0293367
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17034 LOMA VISTA CT, FONTANA, CA 92337-7947

Mortgage

Document Number	0000293368
Date	Dec 1, 2025
Instrument	2025-0293368

Lender

Name	HARVEST SMALL BUSINESS FINANCE LLC
Type	Funding / Finance Company

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000293370
Date	Dec 1, 2025
Instrument	2025-0293370

Lender

Name	RIGO RODRIGUEZ CENDEJAS ETUX
Type	Private Party
Address	11027 BALSAM AVE, HESPERIA, CA 92345

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 28, 2019
Property Address	161 N 2ND AVE, UPLAND, CA 91786-6019
Document Number	0000387380
Instrument Date	Oct 17, 2019
Instrument	387380
Transaction Type	Transfer
Record Updated	Nov 7, 2019
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$715.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	161 N 2ND AVE UPLAND CA 917866019, UPLAND, CA 91786-6019

Mortgage

Document Number	387381
Date	Oct 28, 2019
Instrument	387381

Lender

Name	FERRO FAMILY TRUST (PT)
Address	161 N 2ND AVE, UPLAND, CA 91786-6019

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Upland City
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,850,000 (+160.24%) Land $650,000 Building $1,200,000
2025	$7,827.00 (+4.85%)	$710,869 (+4.04%) Land $367,465 Building $343,404
2023	$7,465.00 (+2.19%)	$683,266 Land $353,196 Building $330,070
2022	$7,305.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UPLAND serves 78,376 people · EPA ID CA3610050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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