139 Millstone Dr, Commerce, GA 30530 Property Records

Banks County property record for 139 Millstone Dr, Commerce, GA 30530

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,780 sqft · built 2016
Lot Size	1.38 acres (60,113 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Aug 2021)
Tax Bill	$2,488 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Feb 2016 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B67I012`

Property Details

APN / Parcel Number

Primary APN	`B67I012`
Alternative APN	`6976`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,780 sqft Heated Area
1st Floor Area	1,780 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	60,113 sqft (1.38 acres)
Lot Width	200 ft Width
Garage Area	396 sqft

Exterior Amenities

Porch	Slab
Porch Area	100 sqft
Deck Area	100 sqft
Patio Area	100 sqft
Storage Building	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	6976
Street Address	139 MILLSTONE DR
City	COMMERCE
State	GA
Zip	30530-6999
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT4 MILLSTONE BLKB 22-81 D-15
Legal Subdivision	MILLSTONE - 00112
Legal Block	B
Legal Lot Number	4
Jurisdiction	BANKS GA
Township / Civil Division	SOUTHEAST BANKS
Census Block Group	1
Census Block	1044
Census Tract	970400

Owner

Source: Banks County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	139 MILLSTONE DR, COMMERCE, GA 30530-6999
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2021	Warranty Deed, Transfer · FHA Mortgage HOMESTAR FINANCIAL
Feb 24, 2016	Warranty Deed, Transfer FIRST MADISON BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2021 · Amount on Record
Deed Sale	Aug 13, 2021 · Amount on Record
Prior Sale	Nov 16, 2016 · Amount on Record
Deed Document Number	2021836
Deed Book / Page	511 / 593
Record Updated	Sep 20, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Aug 13, 2021
Property Address	139 MILLSTONE DR, COMMERCE, GA 30530-6999
Document Number	511/593
Book / Page	511 / 593
Instrument Date	Aug 13, 2021
Instrument	2021-000836
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	139 MILLSTONE DR, COMMERCE, GA 30530-6999

Mortgage

Document Number	0000000511/0000000595
Date	Sep 2, 2021
Book Page	0000000511/0000000595

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

February 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Feb 24, 2016
Property Address	139 MILLSTONE DR, COMMERCE, GA 30530-6999
Document Number	000422/312
Book / Page	422 / 312
Instrument Date	Feb 24, 2016
Instrument	2016-000121
Transaction Type	Transfer
Record Updated	Jan 31, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 DWIGHT RD, ATHENS, GA 30605-1901
Investor	Possibly a Property Investor

Mortgage

Document Number	000422/313
Date	Mar 2, 2016
Book Page	422/313

Lender

Name	FIRST MADISON BANK & TRUST
Type	Bank

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Mar 1, 2019

Tax Assessment & Valuation

Source: Banks County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Banks County
Unified School District	Banks County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,488.00 (+2.77%)	$130,343 (+6.06%) Land $16,608 Building $113,735	$325,858 (+6.06%) Land $41,520 Building $284,338
2024	$2,421.00 (+4.58%)	$122,894 (+8.03%) Land $14,400 Building $108,494	$307,234 (+8.03%) Land $36,000 Building $271,234
2023	$2,315.00 (+7.13%)	$113,760 (+10.56%) Land $14,400 Building $99,360	$284,399 (+10.56%) Land $36,000 Building $248,399
2022	$2,161.00	$102,890 Land $14,400 Building $88,490	$257,225 Land $36,000 Building $221,225

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 17, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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