170 Laurel Oak St, West Melbourne (Melbourne), FL 32904 Property Records

Brevard County property record for 170 Laurel Oak St, West Melbourne, FL 32904

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 884 sqft · built 1953
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (Jul 2017)
Tax Bill	$1,786 (2025)
Deeds & Mortgages	Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-37-06-26-*-19`

Property Details

APN / Parcel Number

Primary APN	`28-37-06-26-*-19`
Alternative APNs	`28-37-06-26-00000.0-0019.00` `2821066`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	884 sqft Living Area
Gross Area	1,169 sqft
1st Floor Area	884 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 2016
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	138 ft deep x 120 ft wide
Garage Type	Detached
Garage Area	780 sqft
Porch	Florida Room
Porch Area	285 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2821066
Street Address	170 LAUREL OAK ST
City	MELBOURNE
State	FL
Zip	32904-3608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	MINTONS CORNER SUBD NO 2 LOTS 19,20
Legal Range	37E
Legal Township	28S
Legal Section	06
Legal Subdivision	MINTONS CORNER SUBD NO 2
Legal Lot Number	19
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	4
Census Block	4025
Census Tract	64601

Owner

170 Laurel Oak St is owned and occupied by two individuals who bought it in July 2017.

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	170 LAUREL OAK ST, MELBOURNE, FL 32904-3608
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2017 · Amount on File
Deed Sale	Jul 26, 2017 · Amount on File
Prior Sale	Nov 22, 2016 · Amount on File
Deed Document Number	2017155920
Prior Transfer Date	Sep 8, 1995
Prior Transfer Doc	3504003084
Record Updated	Oct 29, 2026

July 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jul 26, 2017
Property Address	170 LAUREL OAK ST, WEST MELBOURNE, FL 32904-3608
Document Number	0079452343
Book / Page	007945 / 002343
Instrument Date	Jul 21, 2017
Instrument	155920
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 28, 2021
Title Company	SUPREME TITLE CLOSINGS LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	170 LAUREL OAK ST WEST MELBOURNE FL 329043608, WEST MELBOURNE, FL 32904-3608

Mortgage

Document Number	79452345
Date	Jul 26, 2017
Book Page	007945/002345
Instrument	155921

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 25, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 170 Laurel Oak St was $1,786 with a homeowner's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	West Melbourne City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$154,800 (+2.69%)	$203,600 (+0.45%)
2025	$1,786.00 Homeowner's exemption	$150,740	$202,680
2023	$1,634.00 (+8.14%) Homeowner's exemption	$142,240 (+3%)	$208,430 (+17.39%) Land $65,000 Building $143,430
2022	$1,511.00 Homeowner's exemption	$138,100	$177,550 Land $60,000 Building $117,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 170 Laurel Oak St in Zone X, an area of minimal flood risk, though there have been 35 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 64 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	64 in force
Nearby Flood Claims	35 (1993–2017)
Claims Outside the SFHA	34 of 35
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 10 claims Tropical Storm Fay, Aug 2008 · 14 claims Hurricane Erin, Aug 1995 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 170 Laurel Oak St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST MELBOURNE WTR SYS(CONSEC) serves 30,443 people · EPA ID FL3051460
Water Source	Purchased surface water from CITY OF MELBOURNE
Last State Inspection	Jan 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20