156 Laurel Oak St, West Melbourne (Melbourne), FL 32904 Property Records

Brevard County property record for 156 Laurel Oak St, West Melbourne, FL 32904

Property Summary

Property Type	Duplex
Details	4 bd · 2.5 ba · 1,664 sqft · built 1956
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$600,000 (Oct 2015)
Tax Bill	$3,434 (2025)
Deeds & Mortgages	Dec 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-37-06-26-*-18`

Property Details

APN / Parcel Number

Primary APN	`28-37-06-26-*-18`
Alternative APNs	`28-37-06-26-00000.0-0018.00` `2821065`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,664 sqft Living Area
Gross Area	2,432 sqft
1st Floor Area	1,664 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 2005
Architectural Style	Duplex Single
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	138 ft deep x 60 ft wide
Garage Type	Carport
Garage Area	544 sqft
Carport	Carport
Carport Area	544 sqft

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	120 sqft
Patio Area	48 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2821065
Street Address	156 LAUREL OAK ST
City	MELBOURNE
State	FL
Zip	32904-3608
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R1A
Legal Description	MINTONS CORNER SUBD NO 2 LOT 18
Legal Range	37E
Legal Township	28S
Legal Section	06
Legal Subdivision	MINTONS CORNER SUBD NO 2
Legal Lot Number	18
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	4
Census Block	4025
Census Tract	64601

Owner

156 Laurel Oak St, a duplex, is owned by an individual who bought it in October 2015.

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1731 N WICKHAM RD, MELBOURNE, FL 32935-8120
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2015 · Amount on File
Deed Sale	Oct 22, 2015 · Amount on File
Deed Document Number	2015208153
Deed Book / Page	7477 / 2404
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	156 LAUREL OAK ST, WEST MELBOURNE, FL 32904-3608
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3975 LAKE WASHINGTON RD, MELBOURNE, FL 32934-7671

Mortgage

Document Number	0104960649
Date	Dec 5, 2025
Book Page	10496/649
Instrument	2025243559

Lender

Name	LOAN FACTORY INC
Type	Mortgage Company
Address	SAN JOSE, CA 95122

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 156 Laurel Oak St was $3,434.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	West Melbourne City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$234,600 (-)	$234,600 (-)
2025	$3,434.00	$234,600 Land $30,000 Building $204,600	$234,600 Land $30,000 Building $204,600
2023	$2,810.00 (+18.77%)	$192,000 (+26.98%) Land $30,000 Building $162,000	$192,000 (+26.98%) Land $30,000 Building $162,000
2022	$2,366.00	$151,200 Land $30,000 Building $121,200	$151,200 Land $30,000 Building $121,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 156 Laurel Oak St in Zone X, an area of minimal flood risk, though there have been 35 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 64 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	64 in force
Nearby Flood Claims	35 (1993–2017)
Claims Outside the SFHA	34 of 35
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 10 claims Tropical Storm Fay, Aug 2008 · 14 claims Hurricane Erin, Aug 1995 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 156 Laurel Oak St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST MELBOURNE WTR SYS(CONSEC) serves 30,443 people · EPA ID FL3051460
Water Source	Purchased surface water from CITY OF MELBOURNE
Last State Inspection	Jan 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20