Brevard County property record for 109 Laurel Oak St, West Melbourne, FL 32904
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,020 sqft · built 1955 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $1,969 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-37-06-26-*-43 |
| Primary APN | 28-37-06-26-*-43 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,020 sqft Living Area |
| Gross Area | 1,128 sqft |
| 1st Floor Area | 1,020 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 15,682 sqft (0.36 acres) |
| Lot Dimensions | 139 ft deep x 114 ft wide |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 24 sqft |
| Patio Area | 100 sqft |
| Utility Building | 84 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2821078 |
|---|---|
| Street Address | 109 LAUREL OAK ST |
| City | MELBOURNE |
| State | FL |
| Zip | 32904-3607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | MINTONS CORNER SUBD NO 2 LOTS 43 & 44 EXC S 6 FT OF LOT 44 |
| Legal Range | 37E |
| Legal Township | 28S |
| Legal Section | 06 |
| Legal Subdivision | MINTONS CORNER SUBD NO 2 |
| Legal Lot Number | 43 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | MELBOURNE |
| Census Block Group | 4 |
| Census Block | 4022 |
| Census Tract | 64601 |
109 Laurel Oak St is held in a trust since June 1997.
Source: Brevard County records, as of August 18, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 130 PINE ST, MELBOURNE, FL 32904-3612 |
| Owner Type | Individual |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 24, 1997 |
| Transfer Doc | 3724002578 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 109 Laurel Oak St was $1,969.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | West Melbourne City |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $118,830 (-6.35%) | $118,830 (-6.35%) | |
| 2025 | $1,969.00 | $126,890 Land $65,000 Building $61,890 | $126,890 Land $65,000 Building $61,890 |
| 2023 | $1,879.00 (+13.12%) | $134,220 (+10.1%) Land $65,000 Building $69,220 | $134,220 (+10.1%) Land $65,000 Building $69,220 |
| 2022 | $1,661.00 | $121,910 Land $60,000 Building $61,910 | $121,910 Land $60,000 Building $61,910 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Laurel Oak St in Zone X, an area of minimal flood risk, though there have been 35 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 64 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 64 in force |
| Nearby Flood Claims | 35 (1993–2017) |
| Claims Outside the SFHA | 34 of 35 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 109 Laurel Oak St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST MELBOURNE WTR SYS(CONSEC) serves 30,443 people · EPA ID FL3051460 |
|---|---|
| Water Source | Purchased surface water from CITY OF MELBOURNE |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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