164 Cascade Dr, Spring Creek, NV 89815 Property Records

Elko County property record for 164 Cascade Dr, Spring Creek, NV 89815 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,646 sqft · built 1990
Lot Size	1.33 acres (57,935 sqft)
Owner	2 Individual Names on File
Last Sale	$385,000 (Sep 2025)
Tax Bill	$1,858 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Apr 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`052-010-051`

Property Details

APN / Parcel Number

Primary APN	`052-010-051`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	4 Stories
Building Area	1,646 sqft Living Area
Gross Area	3,056 sqft
Basement Area	912 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	57,935 sqft (1.33 acres)
Garage Type	Attached
Garage Area	498 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Evaporative
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	164 CASCADE DR
City	SPRING CREEK
State	NV
Zip	89815-5204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 102 SPRING CREEK CORPORATION FILE 60405
Legal Subdivision	SPRING CREEK TRACT 102
Legal Tract	102
Legal Block	10
Legal Lot Number	51
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	2
Census Block	2010
Census Tract	951403

Owner

Source: Elko County records · APN 052-010-051

Assessment roll updated July 30, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	164 CASCADE DR, SPRING CREEK, NV 89815-5204
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 05, 2025	Bargain and Sale Deed, Transfer · Conventional Mortgage MODERN MORTGAGE LENDING INC
Apr 28, 2023	Bargain and Sale Deed, Transfer · VA Mortgage NEW AMERICAN FUNDING
Apr 05, 2023	Quit Claim Deed, Transfer Quitclaim
Nov 10, 2022	Bargain and Sale Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 05, 2025 · Amount on Record
Deed Sale	Sep 05, 2025 · Amount on Record
Prior Sale	Apr 28, 2023 · Amount on Record
Deed Document Number	2025854238
Prior Transfer Date	Feb 19, 2010
Prior Transfer Doc	0000623283
Record Updated	Sep 20, 2026

September 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Sep 05, 2025
Property Address	164 CASCADE DR, SPRING CREEK, NV 89815-5204
Document Number	0000854238
Instrument Date	Sep 04, 2025
Instrument	854238
Transaction Type	Transfer
Record Updated	Oct 02, 2025
Title Company	UNKNOWN, WFG NEVADA RW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,501.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	823 BRONCO DR, SPRING CREEK, NV 89815-7449

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	164 CASCADE DR, SPRING CREEK, NV 89815-5204

Mortgage

Document Number	0000854239
Date	Sep 05, 2025
Instrument	854239

Lender

Name	MODERN MORTGAGE LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2055

April 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Apr 28, 2023
Property Address	164 CASCADE DR, SPRING CREEK, NV 89815-5204
Document Number	0000818650
Map Reference	FILE 60405
Instrument Date	Apr 27, 2023
Instrument	818650
Transaction Type	Transfer
Record Updated	Aug 09, 2023
Title Company	WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE CO OF NV

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,517.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	HC 360, SPRING CREEK, NV 89815

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	164 CASCADE DR, SPRING CREEK, NV 89815-5204

Mortgage

Document Number	0000818651
Date	Apr 28, 2023
Instrument	818651

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2053

April 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ELKO NV
Recording Date	Apr 05, 2023
Property Address	164 CASCADE DR, SPRING CREEK, NV 89815-5204
Document Number	0000817758
Map Reference	FILE 60405
Instrument Date	Apr 03, 2023
Instrument	817758
Transaction Type	Transfer
Record Updated	Aug 09, 2023

Transaction

Amount	Amount Recorded
Tax	$247.65
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	HC 30 BOX 360, SPRING CREEK, NV 89815-9705

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	HC 30 BOX 360, SPRING CREEK, NV 89815-9705

November 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Nov 10, 2022
Property Address	164 CASCADE DR, SPRING CREEK, NV 89815-5204
Document Number	0000812938
Map Reference	FILE 60405
Instrument Date	Oct 31, 2022
Instrument	812938
Transaction Type	Transfer
Record Updated	Aug 07, 2023
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$780.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4138 S PERRY PARK RD, SEDALIA, CO 80135-8207

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	HC 30 BOX 360, SPRING CREEK, NV 89815-9705

Tax Assessment & Valuation

Source: Elko County records · Assessment roll updated July 30, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,858.00 (+0.27%)	$69,341 (+9.42%) Land $14,000 Building $55,341	$198,117 (+9.42%) Land $40,000 Building $158,117
2024	$1,853.00 (+16.91%)
2023	$1,585.00 (+7.97%)	$63,369 (+15.74%) Land $9,975 Building $53,394	$181,054 (+15.74%) Land $28,500 Building $152,554
2022	$1,468.00	$54,752 Land $9,975 Building $44,777	$156,434 Land $28,500 Building $127,934

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Elko County (32007C), updated May 23, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 320079514032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Extreme above 99% of the US · above 96% of Nevada
Wildfire Likelihood	About 1 in 23 per year
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 82 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Anthem Broadband of Nevada	Fiber	2,000 / 2,000
White Cloud Networks	Fixed Wireless	200 / 50
Hot Spot Broadband	Fixed Wireless (unlicensed)	100 / 50
T-Mobile USA	Fixed Wireless	100 / 20
JAB Wireless	Fixed Wireless (unlicensed)	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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