170 Allen Loop Dr, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 170 Allen Loop Dr, Santa Rosa Beach, FL 32459

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 4,100 sqft · built 2024
Lot Size	0.206 acres (8,973 sqft)
Owner	2 Trust Names on File
Last Sale	$2,350,000 (May 2025)
Tax Bill	$14,792 (2025)
Deeds & Mortgages	Feb 2026 Transfer Jun 2022 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-3S-20-34000-022-0181`

Property Details

APN / Parcel Number

Primary APN	`03-3S-20-34000-022-0181`
Alternative APN	`03-320-34000-022-0181`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	4,100 sqft Living Area
Gross Area	6,066 sqft
Flooring	Tile

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Roof Type	Cathedral/Clerestory
Roof Material	Other
Lot Area	8,973 sqft (0.206 acres)
Lot Dimensions	150 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	750 sqft
Porch	Finished Screened Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	170 ALLEN LOOP DR
City	SANTA ROSA BEACH
State	FL
Zip	32459-4146
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT NW/COR OF GOV LOT 2 IN SEC 03-3S-20W RUN S 88 DEG 11'30E 33FT TO ELY ROW ALLEN LOOP DR RUN S 02 DEG 35'30W ALG ROW 354.16FT FOR POB,DPRT ROW S 87 DEG 27'56E 150.02FT RUN S 02 DEG 36'00W 60FT RUN N 87 DEG 27'56W 150.02FT RUN N 02 DEG 36'27E 60F
Legal Range	020
Legal Township	03S
Legal Section	03
Legal Block	2201
Legal Lot Number	2
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1002
Census Tract	950604

Owner

170 Allen Loop Dr is owner-occupied and held in a trust since January 2026.

Source: Walton County records, as of February 18, 2026

Owner of Record	2 Trust Names on File
Mailing Address	170 ALLEN LOOP DR, SANTA ROSA BEACH, FL 32459-4146
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2026	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jun 28, 2022	Deed of Trust, Mortgage · Construction Mortgage REGIONS BANK
May 5, 2025	Warranty Deed, Transfer EMERALD COAST TITLE SERVICES INC, EMERALD COAST TITLE SVCS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2025 · Amount on File
Deed Sale	May 5, 2025 · Amount on File
Deed Document Number	202515645
Deed Book / Page	3357 / 3881
Last Transfer Date	Jan 23, 2026
Transfer Doc	0033862832
Record Updated	Jun 8, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALTON FL
Recording Date	Feb 9, 2026
Property Address	170 ALLEN LOOP DR, SANTA ROSA BEACH, FL 32459-4146
Document Number	0033862832
Book / Page	3386 / 2832
Instrument Date	Jan 23, 2026
Instrument	20260004694
Transaction Type	Transfer
Record Updated	Feb 20, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	170 ALLEN LOOP DR, SANTA ROSA BEACH, FL 32459-4146

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 ALLEN LOOP DR, SANTA ROSA BEACH, FL 32459-4146

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	170 ALLEN LOOP DR, SANTA ROSA BEACH, FL 32459-4146
Transaction Type	Mortgage
Record Updated	Dec 18, 2025
Title Company	MCNEESE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4427 YUCCA FLATS TRL, FORT WORTH, TX 76108-8329

Mortgage

Document Number	0032574244
Date	Jun 28, 2022
Book Page	3257/4244
Instrument	20220029958

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Jul 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.37%
Max Rate At Change	9.25%
Index	Other
Max Rate	9.25%

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	May 5, 2025
Property Address	170 ALLEN LOOP DR, SANTA ROSA BEACH, FL 32459-4146
Document Number	0033573881
Book / Page	3357 / 3881
Instrument Date	May 5, 2025
Instrument	20250015645
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	EMERALD COAST TITLE SERVICES INC, EMERALD COAST TITLE SVCS LLC

Transaction

Amount	Amount on Record
Tax	$16,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4427 YUCCA FLATS TRL, FORT WORTH, TX 76108-8329

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5444 MAYFLOWER CT, GAINESVILLE, GA 30504-8102
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 170 Allen Loop Dr was $14,792, up 222.1% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,792.00 (+222.13%)	$1,637,085 Land $531,250 Building $1,105,835	$1,637,085 Land $531,250 Building $1,105,835
2024	$4,592.00 (+0.64%)
2023	$4,563.00 (+20.02%)	$560,000 (+36.49%) Land $560,000	$560,000 (+36.49%) Land $560,000
2022	$3,802.00	$410,290 Land $410,290	$410,290 Land $410,290

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 170 Allen Loop Dr in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 294 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	579 units insured incl. 285 condo units
Nearby Flood Claims	11 (1995–2025)
Claims Outside the SFHA	3 of 11
Most Recent Claim	Jan 2025 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 170 Allen Loop Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50

May also be available: T-Mobile.

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