208 Allen Loop Dr, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 208 Allen Loop Dr, Santa Rosa Beach, FL 32459

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,783 sqft · built 2004
Lot Size	0.309 acres (13,460 sqft)
Owner	Company Name on Record
Last Sale	$1,750,000 (Apr 2025)
Tax Bill	$5,266 (2025)
Deeds & Mortgages	Jul 2024 Line of Credit Jul 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-3S-20-34000-022-0123`

Property Details

APN / Parcel Number

Primary APN	`03-3S-20-34000-022-0123`
Alternative APNs	`03-320-34000-022-0123` `1005684`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,783 sqft Living Area
Gross Area	3,854 sqft
1st Floor Area	2,783 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Wood
Construction Type	Frame
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	13,460 sqft (0.309 acres)
Lot Dimensions	150 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	598 sqft
Driveway	Brick Driveway
Porch	Finished/Open Porch
Porch Area	431 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	208 ALLEN LOOP DR
City	SANTA ROSA BEACH
State	FL
Zip	32459-4147
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM NW/C OF GOV LOT 2 SEC 03, S 88 DEG 1130E 33FT TO E/LY ROW ST RD S-393, S 02 DEG 3530W 90FT TO POB, S 02 DEG 3530W ALG ROW 90FT, S 87 DEG 2430E 149.98FT, N 02 DEG 3530E 90FT, N 87 DEG 2430W 149.98FT TO POB (AKA LOT 13 THE FAIRWAYS) OR 1522-283 OR
Legal Range	020
Legal Township	03S
Legal Section	03
Legal Subdivision	SPIRES HEIR PROPERTY UNRECD
Legal Block	2201
Legal Lot Number	2
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1002
Census Tract	950604

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4755 SULPHUR WELL PIKE, NICHOLASVILLE, KY 40356-8402
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2024	Deed of Trust, Mortgage · Line of Credit FIRST AMERICAN BANK
Jul 26, 2024	Deed of Trust, Mortgage · Line of Credit FIRST AMERICAN BANK
Apr 1, 2025	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY TRUST BANK INC
Nov 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage E MORTGAGE CAPITAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2025 · Amount on Record
Deed Sale	Apr 1, 2025 · Amount on Record
Prior Sale	Apr 4, 2016 · Amount on Record
Deed Document Number	202510971
Deed Book / Page	3354 / 1087
Prior Transfer Date	Jan 20, 2017
Prior Transfer Doc	0030312939
Record Updated	Jun 8, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	208 ALLEN LOOP DR, SANTA ROSA BEACH, FL 32459-4147
Transaction Type	Mortgage
Record Updated	Jan 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033313664
Date	Jul 26, 2024
Book Page	3331/3664
Instrument	20240026404

Lender

Name	FIRST AMERICAN BANK
Type	Bank
Address	HAMPSHIRE, IL 60140

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	208 ALLEN LOOP DR, SANTA ROSA BEACH, FL 32459-4147
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033313664
Date	Jul 26, 2024
Book Page	3331/3664
Instrument	20240026404

Lender

Name	FIRST AMERICAN BANK
Type	Bank
Address	HAMPSHIRE, IL 60140

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Aug 1, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Apr 1, 2025
Property Address	208 ALLEN LOOP DR, SANTA ROSA BEACH, FL 32459-4147
Document Number	0033541087
Book / Page	3354 / 1087
Instrument Date	Apr 1, 2025
Instrument	20250010971
Transaction Type	Transfer
Record Updated	Dec 22, 2025
Title Company	EMERALD COAST TITLE SERVICES INC, EMERALD COAST TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8708 S CONGRESS AVE, AUSTIN, TX 78745-7379

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4755 SULPHUR WELL PIKE, NICHOLASVILLE, KY 40356-8402

Mortgage

Document Number	0033541120
Date	Apr 1, 2025
Instrument	3354/1120

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2032
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	8.2%
Max Rate	12.5%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	208 ALLEN LOOP DR, SANTA ROSA BEACH, FL 32459-4147
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 ALLEN LOOP DR, SANTA ROSA BEACH, FL 32459-4147

Mortgage

Document Number	0031702260
Date	Nov 24, 2020
Book Page	3170/2260
Instrument	20200048159

Lender

Name	E MORTGAGE CAPITAL INC
Type	Mortgage Company
Address	SANTA ANA, CA 92701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,266.00 (+1.92%)	$621,500 (-51.02%)	$1,180,895 (-6.93%) Land $625,000 Building $555,895
2024	$5,167.00 (+3.76%)
2023	$4,980.00 (+1.18%) Homeowner's exemption	$1,268,862 (+15.41%) Land $700,000 Building $568,862	$1,268,862 (+15.41%) Land $700,000 Building $568,862
2022	$4,922.00 Homeowner's exemption	$1,099,485 Land $414,160 Building $685,325	$1,099,485 Land $414,160 Building $685,325

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 294 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	579 units insured incl. 285 condo units
Nearby Flood Claims	11 (1995–2025)
Claims Outside the SFHA	3 of 11
Most Recent Claim	Jan 2025 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50

May also be available: T-Mobile.

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