Walton County property record for 97 Allen Loop Dr, Santa Rosa Beach, FL 32459
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,852 sqft · built 1969 |
| Lot Size | 0.285 acres (12,415 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,794 (2024) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-3S-20-34300-000-0370 |
| Primary APN | 03-3S-20-34300-000-0370 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,852 sqft Living Area |
| Gross Area | 2,942 sqft |
| Interior Walls | Plywood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Wood Siding |
| Roof Type | Flat |
| Roof Material | Built-Up Asphalt |
| Lot Area | 12,415 sqft (0.285 acres) |
| Lot Dimensions | 11.4 ft deep x 10.9 ft wide |
| Pool Area | 480 sqft |
|---|---|
| Pool House | 160 sqft |
| Porch | Porch |
| Porch Area | 90 sqft |
| Deck Area | Deck Area |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 1005956 |
|---|---|
| Street Address | 97 ALLEN LOOP DR |
| City | SANTA ROSA BEACH |
| State | FL |
| Zip | 32459-4153 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM @ NW/C OF GOV LOT 29; S 89 DEG 17'04E 189.81FT TO POB; CONT E 99.89FT TO W ROW ST RD S-393, S 01 DEG 29'00W 109.63 FT, N |
| Legal Range | 20W |
| Legal Township | 03S |
| Legal Section | 03 |
| Legal Subdivision | PALMS NORTH CONDO PH I II |
| Legal Lot Number | 29 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 950604 |
Source: Walton County records, as of December 17, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 97 ALLEN LOOP DR, SANTA ROSA BEACH, FL 32459-4153 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2003 |
| Deed Sale | Sep 29, 2003 |
| Deed Document Number | 0002547307 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 97 ALLEN LOOP DR, SANTA ROSA BEACH, FL 32459-4153 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Name | Verified Name |
|---|---|
| Address | 97 ALLEN LOOP DR, SANTA ROSA BEACH, FL 32459-4153 |
| Document Number | 0031813432 |
|---|---|
| Date | Feb 4, 2021 |
| Book Page | 3181/3432 |
| Instrument | 20210005359 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39225 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
Source: Walton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $661,563 (-21.23%) Land $425,000 Building $236,563 | $661,563 (-21.23%) Land $425,000 Building $236,563 | |
| 2024 | $1,794.00 (+4.18%) | ||
| 2023 | $1,722.00 (+1.53%) Homeowner's exemption | $839,820 (+5.53%) Land $214,992 Building $624,828 | $839,820 (+5.53%) Land $214,992 Building $624,828 |
| 2022 | $1,696.00 Homeowner's exemption | $795,837 Land $238,641 Building $557,196 | $795,837 Land $238,641 Building $557,196 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 294 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 579 units insured incl. 285 condo units |
| Nearby Flood Claims | 11 (1995–2025) |
| Claims Outside the SFHA | 3 of 11 |
| Most Recent Claim | Jan 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
May also be available: T-Mobile.
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