Worcester County and Gardner City property record for 17 Temple St, Gardner, MA 01440 · Last verified April 2026
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2 ba · 2,051 sqft · built 1900 |
| Lot Size | 0.157 acres (6,840 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $167,500 (Sep 2016) |
| Tax Bill | $45 (2025) |
| Deeds & Mortgages | Sep 2023 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | M:R-22 B:0067 L:0018 |
| Primary APN | M:R-22 B:0067 L:0018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,051 sqft Living Area |
| Gross Area | 3,855 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,840 sqft (0.157 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 17 TEMPLE ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-2719 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Block | 13 |
| Legal Lot Number | 18 |
| Jurisdiction | GARDNER MA |
| Township / Civil Division | GARDNER |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 707500 |
Source: Worcester County and Gardner City records · APN M:R-22 B:0067 L:0018
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 17 TEMPLE ST, GARDNER, MA 01440-2719 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 02, 2016 · Amount on Record |
| Deed Sale | Sep 02, 2016 · Amount on Record |
| Deed Book / Page | 55912 / 79 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 17 TEMPLE ST, GARDNER, MA 01440-2719 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 069663-378 |
|---|---|
| Date | Sep 20, 2023 |
| Book Page | 69663/378 |
| Instrument | 78202 |
| Name | WORKERS CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 01, 2043 |
Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $45.00 (-99%) | $316,500 (+5.08%) Land $73,300 Building $243,200 |
| 2024 | $4,515.00 (+3.67%) | $301,200 (+11.56%) Land $66,700 Building $234,500 |
| 2023 | $4,355.00 | $270,000 Land $65,700 Building $204,300 |
Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277075003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 388 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 2,000 |
| Gateway Fiber Holdings | Fiber | 2,000 / 2,000 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G (outdoors only) and 4G LTE
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