14 Temple St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 14 Temple St, Gardner, MA 01440 · Last verified April 2026

Property Summary

Property Type	Duplex
Details	5 bd · 3 ba · 3,556 sqft · built 1900
Lot Size	0.356 acres (15,508 sqft)
Owner	Individual Name on File
Last Sale	$30,000 (Aug 2000)
Tax Bill	$48 (2025)
Flood Zone	Zone X (minimal risk)
APN	`M:R-22 B:0002 L:0036`

Property Details

APN / Parcel Number

Primary APN	`M:R-22 B:0002 L:0036`
Alternative APN	`GARD M:R22 B:13 L:36`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	15 Rooms
Units	2 Units
Stories	3 Stories
Building Area	3,556 sqft Living Area
Gross Area	6,159 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,508 sqft (0.356 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	14 TEMPLE ST
City	GARDNER
State	MA
Zip	01440-2720
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Block	13
Legal Lot Number	36
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	3
Census Block	3015
Census Tract	707500

Owner

Source: Worcester County and Gardner City records · APN M:R-22 B:0002 L:0036

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	13 BECK ST, NEWBURYPORT, MA 01950-2915
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 21, 2000 · Amount on Record
Deed Sale	Aug 21, 2000 · Amount on Record
Prior Sale	Mar 21, 1995 · Amount on Record
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$48.00 (-98.93%)	$336,200 (+12.29%) Land $79,000 Building $257,200
2024	$4,488.00 (+1.4%)	$299,400 (+9.11%) Land $71,900 Building $227,500
2023	$4,426.00	$274,400 Land $70,900 Building $203,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277075003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Nearby Flood Policies	2 in force 2 of 2 on primary residences

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.