17 Sandy Dunes Cir, Miramar Beach, FL 32550 Property Records

Walton County property record for 17 Sandy Dunes Cir, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,620 sqft · built 1997
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,075,000 (May 2021)
Tax Bill	$11,493 (2025)
Deeds & Mortgages	Jun 2026 Sale Oct 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34-2S-21-42750-000-0020`

Property Details

APN / Parcel Number

Primary APN	`34-2S-21-42750-000-0020`
Alternative APNs	`34-221-42750-000-0020` `1077377`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,620 sqft Living Area
Gross Area	4,553 sqft
1st Floor Area	406 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	5,000 sqft (0.115 acres)
Garage Type	Attached
Garage Area	701 sqft
Driveway	Brick Driveway

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Finished/Open Porch
Porch Area	1,232 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	17 SANDY DUNES CIR
City	MIRAMAR BEACH
State	FL
Zip	32550-4111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	LOT 2 EMERALD DUNES S/D PB 11-43 OR 1614-321 OR 2023-191 OR 2162-242 OR 2832-574 OR 3197-298 OR 3222-2528
Legal Range	021
Legal Township	02S
Legal Section	34
Legal Subdivision	EMERALD DUNES
Legal Lot Number	2
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1003
Census Tract	950609

Owner

Source: Walton County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	42 OVERLOOK DR, MIRAMAR BEACH, FL 32550-4184
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Oct 27, 2021	Intrafamily Transfer, Transfer
May 10, 2021	Warranty Deed, Transfer AQUA TITLE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2021 · Amount on Record
Deed Sale	May 10, 2021 · Amount on Record
Prior Sale	Dec 21, 2009 · Amount on Record
Deed Document Number	202123230
Deed Book / Page	3197 / 298
Last Transfer Date	Jun 30, 2026
Transfer Doc	0000026962
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	Jun 30, 2026
Property Address	17 SANDY DUNES CIR, MIRAMAR BEACH, FL 32550-4111
Document Number	0000026962
Book / Page	3404 / 304
Instrument Date	Jun 30, 2026
Instrument	202626962
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 OVERLOOK DR, MIRAMAR BEACH, FL 32550-4184

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALTON FL
Recording Date	Oct 27, 2021
Property Address	17 SANDY DUNES CIR, MIRAMAR BEACH, FL 32550-4111
Document Number	0032222528
Book / Page	3222 / 2528
Instrument Date	Oct 14, 2021
Instrument	20210053504
Transaction Type	Transfer
Record Updated	Feb 20, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 SANDY DUNES CIR, MIRAMAR BEACH, FL 32550-4111

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	May 10, 2021
Property Address	17 SANDY DUNES CIR, MIRAMAR BEACH, FL 32550-4111
Document Number	0031970298
Book / Page	3197 / 298
Map Reference	MB 11 PG 43
Instrument Date	May 6, 2021
Instrument	20210023230
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	AQUA TITLE SERVICES

Transaction

Amount	Amount Recorded
Tax	$7,525.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7894 STRATFORD LN, ATLANTA, GA 30350-4156

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 MAINSAIL DR UNIT 151, 151, MIRAMAR BEACH, FL 32550-4955

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,493.00 (+1.3%)	$1,271,977 (+15.05%) Land $575,000 Building $696,977	$1,271,977 (+15.05%) Land $575,000 Building $696,977
2024	$11,345.00 (+12.93%)
2023	$10,046.00 (-1.24%)	$1,105,609 (+0.73%) Land $519,350 Building $586,259	$1,105,609 (+0.73%) Land $519,350 Building $586,259
2022	$10,172.00	$1,097,640 Land $576,478 Building $521,162	$1,097,640 Land $576,478 Building $521,162

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mediacom Xtream, Wildstar Networks.

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