17 Roy St, Concord, NH 03301 Property Records

Merrimack County and Concord City property record for 17 Roy St, Concord, NH 03301

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 2,687 sqft · built 2006
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on Record
Tax Bill	$12,584 (2025)
Deeds & Mortgages	Jul 2025 Line of Credit Sep 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`M:603-Z B:93`

Property Details

APN / Parcel Number

Primary APN	`M:603-Z B:93`
Alternative APN	`CNCD M:603Z B:93`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,687 sqft Living Area
Gross Area	5,102 sqft
1st Floor Area	1,369 sqft
Attic	Attic
Attic Area	354 sqft
Basement Area	1,140 sqft
Unfinished Basement	1,140 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,860 sqft (0.41 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	17 ROY ST
City	CONCORD
State	NH
Zip	03301-5758
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Block	93
Jurisdiction	CONCORD CITY NH
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2014
Census Tract	44100

Owner

Source: Merrimack County and Concord City records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	17 ROY ST, CONCORD, NH 03301-5758
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2025	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Sep 15, 2021	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Aug 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage EASTERN BK
Apr 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage EASTERN BK
Oct 19, 2018	Deed of Trust, Mortgage · Line of Credit PEOPLE'S UNITED BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	17 ROY ST, CONCORD, NH 03301-5758
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010140
Date	Jul 10, 2025
Book Page	3895/1342
Instrument	202500010140

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	17 ROY ST, CONCORD, NH 03301-5758
Transaction Type	Mortgage
Record Updated	Sep 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100023759
Date	Sep 15, 2021
Book Page	3758/2308
Instrument	202100023759

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	17 ROY ST, CONCORD, NH 03301-5758
Document Number	0036910788
Instrument Date	Aug 10, 2020
Transaction Type	Mortgage
Record Updated	Sep 23, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 ROY ST CONCORD NH 033015758, CONCORD, NH 03301-5758

Mortgage

Document Number	0036910788
Date	Aug 14, 2020
Book Page	003691/000788
Instrument	17034

Lender

Name	EASTERN BK
Type	Bank
Address	LYNN, MA 01901

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 13, 2035

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	17 ROY ST, CONCORD, NH 03301-5758
Document Number	0036280237
Instrument Date	Apr 2, 2019
Transaction Type	Mortgage
Record Updated	May 9, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 ROY ST CONCORD NH 033015758, CONCORD, NH 03301-5758

Mortgage

Document Number	0036280237
Date	Apr 19, 2019
Book Page	003628/000237
Instrument	5989

Lender

Name	EASTERN BK
Type	Bank
Address	LYNN, MA 01901

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	17 ROY ST, CONCORD, NH 03301-5758
Document Number	0036130159
Instrument Date	Oct 19, 2018
Transaction Type	Mortgage
Record Updated	Nov 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 ROY ST CONCORD NH 033015758, CONCORD, NH 03301-5758

Mortgage

Document Number	0036130159
Date	Oct 30, 2018
Book Page	003613/000159
Instrument	19657

Lender

Name	PEOPLE'S UNITED BK
Type	Bank
Address	BRIDGEPORT, CT 06604

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 29, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Merrimack County and Concord City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
Municipality	Concord City
Unified School District	Concord School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,584.00 (+9.83%)	$432,300 (+1.34%) Land $105,300 Building $327,000
2023	$11,458.00 (+3.74%)	$426,600 (-) Land $105,300 Building $321,300	$546,915
2022	$11,045.00	$426,600 Land $105,300 Building $321,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 44,215 people · EPA ID NH0501010
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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