16 Roy St, Concord, NH 03301 Property Records

Merrimack County and Concord City property record for 16 Roy St, Concord, NH 03301

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 816 sqft · built 1951
Lot Size	0.82 acres (35,719 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Oct 2019)
Tax Bill	$6,623 (2025)
Deeds & Mortgages	Jan 2021 Refinance May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:603-Z B:86`

Property Details

APN / Parcel Number

Primary APN	`M:603-Z B:86`
Alternative APN	`CNCD M:603Z B:86`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	816 sqft Living Area
Gross Area	2,620 sqft
1st Floor Area	816 sqft
Attic	Attic
Attic Area	816 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	35,719 sqft (0.82 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	16 ROY ST
City	CONCORD
State	NH
Zip	03301-5758
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Block	86
Jurisdiction	CONCORD CITY NH
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2013
Census Tract	44100

Owner

16 Roy St is owned and occupied by an individual who bought it in October 2019.

Source: Merrimack County and Concord City records, as of April 30, 2026

Owner of Record	Individual Name on File
Mailing Address	16 ROY ST, CONCORD, NH 03301-5758
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BROKER SOLUTIONS INC
May 26, 2020	Deed of Trust, Mortgage · Conventional with PMI STEARNS LNDG LLC
Oct 10, 2019	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2019 · Amount on File
Deed Sale	Oct 10, 2019 · Amount on File
Deed Document Number	201918755
Deed Book / Page	3650 / 572
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	16 ROY ST, CONCORD, NH 03301-5758
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100000758
Date	Jan 11, 2021
Book Page	3717/1392
Instrument	202100000758

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	16 ROY ST, CONCORD, NH 03301-5758
Document Number	0036790968
Instrument Date	May 26, 2020
Transaction Type	Mortgage
Record Updated	Jul 15, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 ROY ST CONCORD NH 033015758, CONCORD, NH 03301-5758

Mortgage

Document Number	0036790968
Date	Jun 1, 2020
Book Page	003679/000968
Instrument	10377

Lender

Name	STEARNS LNDG LLC
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 31, 2050

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Oct 10, 2019
Property Address	16 ROY ST, CONCORD, NH 03301-5758
Document Number	0036500572
Book / Page	003650 / 000572
Instrument Date	Oct 9, 2019
Instrument	18755
Transaction Type	Transfer
Record Updated	Oct 30, 2019
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$3,000.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7B CLYDESDALE CT GOFFSTOWN NH 030452625, GOFFSTOWN, NH 03045-2625

Tax Assessment & Valuation

The 2025 property tax bill for 16 Roy St was $6,623.

Source: Merrimack County and Concord City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
Municipality	Concord City
Unified School District	Concord School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,623.00	$227,500 Land $113,200 Building $114,300
2023	$6,111.00 (+3.75%)	$227,500 (-) Land $113,200 Building $114,300	$297,065
2022	$5,890.00	$227,500 Land $113,200 Building $114,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 Roy St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Roy St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 44,215 people · EPA ID NH0501010
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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