10 Roy St, Concord, NH 03301 Property Records

Merrimack County and Concord City property record for 10 Roy St, Concord, NH 03301

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 924 sqft · built 1960
Lot Size0.5 acres (21,780 sqft)
OwnerIndividual Name on Record
Last Sale$164,900 (Jul 2009)
Tax Bill$6,687 (2025)
Deeds & MortgagesDec 2016 Mortgage
Flood ZoneZone X (minimal risk)
APNM:603-Z B:88

Property Details

APN / Parcel Number

Primary APNM:603-Z B:88
Alternative APN
  • CNCD M:603Z B:88

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area924 sqft Living Area
Gross Area2,206 sqft
1st Floor Area924 sqft
Basement Area924 sqft
Unfinished Basement220 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleRanch
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialMetal
Lot Area21,780 sqft (0.5 acres)
Garage TypeCarport
CarportCarport
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address10 ROY ST
CityCONCORD
StateNH
Zip03301-5758
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal Block88
JurisdictionCONCORD CITY NH
Township / Civil DivisionCONCORD
Census Block Group2
Census Block2013
Census Tract44100

Owner

Source: Merrimack County and Concord City records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10 ROY ST, CONCORD, NH 03301-5758
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 16, 2009 · Amount on Record
Deed SaleJul 16, 2009 · Amount on Record
Deed Book / Page3144 / 167
Record UpdatedSep 20, 2026

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONCORD CITY NH
Property Address10 ROY ST, CONCORD, NH 03301-5758
Document Number0035431077
Book / Page003543 / 001077
Instrument DateDec 30, 2016
Transaction TypeMortgage
Record UpdatedJan 17, 2017
Title CompanyACCURATE TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 ROY ST CONCORD NH 033015758, CONCORD, NH 03301-5758

Mortgage

Document Number0035431077
DateJan 5, 2017
Book Page003543/001077
Instrument236
Lender
NameHERITAGE FAM FCU
TypeCredit Union
AddressRUTLAND, VT 05701
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 4, 2032

Tax Assessment & Valuation

Source: Merrimack County and Concord City assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateNew Hampshire
CountyMerrimack County
MunicipalityConcord City
Unified School DistrictConcord School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,687.00 (+8.38%)$229,700 (-) Land $107,400 Building $122,300
2023$6,170.00 (+3.75%)$229,700 (-) Land $107,400 Building $122,300$310,270
2022$5,947.00$229,700 Land $107,400 Building $122,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCONCORD WATER DEPT
serves 44,215 people · EPA ID NH0501010
Water SourceSurface water
Last State InspectionApr 2025
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Breezeline
Fiber · Cable in parts of the area
1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Roy St

Nearby Streets

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