17 Jacobs Mill Ct, Elgin, SC 29045 Property Records

Richland County property record for 17 Jacobs Mill Ct, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,759 sqft · built 2002
Lot Size	0.57 acres (24,829 sqft)
Owner	Individual Name on Record
Last Sale	$370,000 (Dec 2018)
Tax Bill	$3,632 (2024)
Deeds & Mortgages	Nov 2025 Mortgage Mar 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`28902-01-05`

Property Details

APN / Parcel Number

Primary APN	`28902-01-05`
Alternative APNs	`R28902-01-05` `01499710`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,759 sqft Heated Area
Gross Area	4,999 sqft
1st Floor Area	2,636 sqft
Attic	Attic
Attic Area	260 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	24,829 sqft (0.57 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	196 sqft
Patio Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01499710
Street Address	17 JACOBS MILL CT
City	ELGIN
State	SC
Zip	29045-8646
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LOT 28 BLK D4 131X200.3X130.4X174.7 #SU WOODCREEK FARMS #PR RB653-129 56-4116 303-512
Legal Subdivision	WOODCREEK
Legal Lot Number	28
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2045
Census Tract	11407

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	17 JACOBS MILL CT, ELGIN, SC 29045-8646
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Deed of Trust, Mortgage · VA Mortgage STATES MORTGAGE CO INC
Mar 15, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Feb 12, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Jun 15, 2020	Deed of Trust, Mortgage · VA Mortgage LENDUS LLC
Nov 22, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 11, 2019	Deed of Trust, Mortgage · VA Mortgage USAA
Dec 21, 2018	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2018 · Amount on Record
Deed Sale	Dec 21, 2018 · Amount on Record
Prior Sale	Apr 22, 2002 · Amount on Record
Deed Document Number	201894159
Deed Book / Page	2360 / 1394
Last Transfer Date	Nov 22, 2019
Transfer Doc	0024481083
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	17 JACOBS MILL CT, ELGIN, SC 29045-8646
Transaction Type	Mortgage
Record Updated	Nov 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 JACOBS MILL CT, ELGIN, SC 29045-8646

Mortgage

Document Number	0030702558
Date	Nov 3, 2025
Book Page	3070/2558
Instrument	2025052487

Lender

Name	STATES MORTGAGE CO INC
Type	Mortgage Company
Address	DAVIDSON, NC 28036

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	17 JACOBS MILL CT, ELGIN, SC 29045-8646
Transaction Type	Mortgage
Record Updated	Apr 11, 2024
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025963404
Date	Mar 15, 2021
Book Page	2596/3404
Instrument	2021016225

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	17 JACOBS MILL CT, ELGIN, SC 29045-8646
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0028992066
Date	Feb 12, 2024
Book Page	2899/2066
Instrument	2024006264

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2044

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	17 JACOBS MILL CT, ELGIN, SC 29045-8646
Document Number	2502/3295
Instrument Date	Jun 15, 2020
Transaction Type	Mortgage
Record Updated	Aug 10, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SYNRGO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 JACOBS MILL CT ELGIN SC 290458646, ELGIN, SC 29045-8646

Mortgage

Document Number	2502/3295
Date	Jun 25, 2020
Book Page	002502/003295
Instrument	30764

Lender

Name	LENDUS LLC
Address	ALAMO, CA 94507

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2050

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RICHLAND SC
Recording Date	Nov 22, 2019
Property Address	17 JACOBS MILL CT, ELGIN, SC 29045-8646
Document Number	2448/1083
Book / Page	002448 / 001083
Instrument Date	Nov 22, 2019
Instrument	87851
Transaction Type	Transfer
Record Updated	Dec 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 JACOBS MILL CT ELGIN SC 290458646, ELGIN, SC 29045-8646

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	17 JACOBS MILL CT, ELGIN, SC 29045-8646
Document Number	2435/1571
Instrument Date	Sep 11, 2019
Transaction Type	Mortgage
Record Updated	Oct 30, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	17 JACOBS MILL CT ELGIN SC 290458646, ELGIN, SC 29045-8646

Mortgage

Document Number	2435/1571
Date	Oct 8, 2019
Book Page	002435/001571
Instrument	74821

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 7, 2049

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Dec 21, 2018
Property Address	17 JACOBS MILL CT, ELGIN, SC 29045-8646
Document Number	2360/1394
Book / Page	002360 / 001394
Instrument Date	Dec 21, 2018
Instrument	94159
Transaction Type	Transfer
Record Updated	Jan 31, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,369.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	17 JACOBS MILL CT ELGIN SC 290458646, ELGIN, SC 29045-8646

Mortgage

Document Number	2360/1397
Date	Dec 21, 2018
Book Page	002360/001397
Instrument	94160

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 20, 2048

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025			$534,900 (-) Land $82,500 Building $452,400
2024	$3,632.00 (+14.03%)	$425,600 (+2,775.68%)	$534,900 (+44.57%) Land $82,500 Building $452,400
2023	$3,185.00 (-51.37%)	$14,800 (-)	$370,000 (-)
2022	$6,550.00 (+94.77%)
2021	$3,363.00	$14,800	$370,000 Land $75,000 Building $295,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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