16 Jacobs Mill Ct, Elgin, SC 29045 Property Records

Richland County property record for 16 Jacobs Mill Ct, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,772 sqft · built 2000
Lot Size	0.54 acres (23,522 sqft)
Owner	Individual Name on File
Last Sale	$529,500 (Jun 2020)
Tax Bill	$5,139 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Sep 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`28902-01-09`

Property Details

APN / Parcel Number

Primary APN	`28902-01-09`
Alternative APNs	`R28902-01-09` `01499756`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,772 sqft Heated Area
Gross Area	5,044 sqft
1st Floor Area	2,174 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	23,522 sqft (0.54 acres)
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Porch	Patio
Porch Area	408 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01499756
Street Address	16 JACOBS MILL CT
City	ELGIN
State	SC
Zip	29045-8646
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LOT 24 BLK D4 130.5X171.2X130X186.3 #SU WOODCREEK FARMS #PR RB56-4116 RB303-512
Legal Subdivision	WOODCREEK
Legal Lot Number	24
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2045
Census Tract	11407

Owner

Source: Richland County assessment roll, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	16 JACOBS MILL CT, ELGIN, SC 29045-8646
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Deed of Trust, Mortgage · Line of Credit PALMETTO CITIZENS FCU
Sep 1, 2021	Deed of Trust, Mortgage · VA Mortgage TOWNE MORTGAGE CO
Jun 24, 2020	Warranty Deed, Transfer · VA Mortgage RENASANT BK
Sep 24, 2018	Deed of Trust, Mortgage · Line of Credit GROW FIN'L FCU
Sep 24, 2018	Deed of Trust, Mortgage · Line of Credit GROW FIN'L FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 24, 2020 · Amount on Record
Deed Sale	Jun 24, 2020 · Amount on Record
Prior Sale	Dec 19, 2005 · Amount on Record
Deed Document Number	202030175
Deed Book / Page	2502 / 253
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	16 JACOBS MILL CT, ELGIN, SC 29045-8646
Transaction Type	Mortgage
Record Updated	Oct 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 JACOBS MILL CT, ELGIN, SC 29045-8646

Mortgage

Document Number	0030582579
Date	Sep 23, 2025
Book Page	3058/2579
Instrument	2025045351

Lender

Name	PALMETTO CITIZENS FCU
Type	Credit Union
Address	COLUMBIA, SC 29250

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 23, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	16 JACOBS MILL CT, ELGIN, SC 29045-8646
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026601766
Date	Sep 1, 2021
Book Page	2660/1766
Instrument	2021058322

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND SC
Recording Date	Jun 24, 2020
Property Address	16 JACOBS MILL CT, ELGIN, SC 29045-8646
Document Number	2502/0253
Book / Page	002502 / 000253
Instrument Date	Jun 8, 2020
Instrument	30175
Transaction Type	Transfer
Record Updated	Aug 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,959.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16 JACOBS MILL CT ELGIN SC 290458646, ELGIN, SC 29045-8646

Mortgage

Document Number	2502/0257
Date	Jun 24, 2020
Book Page	002502/000257
Instrument	30176

Lender

Name	RENASANT BK
Type	Bank
Address	BIRMINGHAM, AL 35203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 23, 2050

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	16 JACOBS MILL CT, ELGIN, SC 29045-8646
Document Number	2339/1127
Instrument Date	Sep 24, 2018
Transaction Type	Mortgage
Record Updated	Oct 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 JACOBS MILL CT ELGIN SC 290458646, ELGIN, SC 29045-8646

Mortgage

Document Number	2339/1127
Date	Oct 1, 2018
Book Page	002339/001127
Instrument	70011

Lender

Name	GROW FIN'L FCU
Type	Credit Union
Address	TAMPA, FL 33619

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 30, 2038

Interest

Rate Type	Adjustable Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	16 JACOBS MILL CT, ELGIN, SC 29045-8646
Document Number	2357/1139
Instrument Date	Sep 24, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 JACOBS MILL CT ELGIN SC 290458646, ELGIN, SC 29045-8646

Mortgage

Document Number	2357/1139
Date	Dec 13, 2018
Book Page	002357/001139
Instrument	90722

Lender

Name	GROW FIN'L FCU
Type	Credit Union
Address	TAMPA, FL 33619

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 12, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,139.00 (+12.75%)	$584,400 (+2,659.21%) Land $82,500 Building $501,900	$584,400 (+10.37%) Land $82,500 Building $501,900
2023	$4,558.00 (-75.73%)	$21,180 (-33.33%)	$529,500 (-)
2021	$18,777.00	$31,770	$529,500 Land $75,000 Building $454,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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