14 Jacobs Mill Ct, Elgin, SC 29045 Property Records

Richland County property record for 14 Jacobs Mill Ct, Elgin, SC 29045 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,984 sqft · built 2001
Lot Size	0.62 acres (27,009 sqft)
Owner	2 Individual Names on File
Last Sale	$325,500 (Jul 2003)
Tax Bill	$3,662 (2025)
Deeds & Mortgages	Jun 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`28902-01-10`

Property Details

APN / Parcel Number

Primary APN	`28902-01-10`
Alternative APNs	`R28902-01-10` `01499765`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,984 sqft Heated Area
Gross Area	3,987 sqft
1st Floor Area	1,998 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	27,009 sqft (0.62 acres)
Garage Area	725 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Slab
Porch Area	82 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01499765
Street Address	14 JACOBS MILL CT
City	ELGIN
State	SC
Zip	29045-8646
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 23 BLK D4 130X186.3X130X195.3 #SU WOODCREEK FARMS #PR 56-4116 RB382-489
Legal Subdivision	WOODCREEK
Legal Lot Number	23
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2045
Census Tract	11407

Owner

Source: Richland County records · APN 28902-01-10

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	14 JACOBS MILL CT, ELGIN, SC 29045-8646
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 02, 2003 · Amount on Record
Deed Sale	Jul 02, 2003 · Amount on Record
Prior Sale	Jul 02, 2003 · Amount on Record
Deed Document Number	200368995
Deed Book / Page	815 / 2516
Record Updated	Sep 20, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	14 JACOBS MILL CT, ELGIN, SC 29045-8646
Document Number	2310/1704
Instrument Date	Jun 06, 2018
Transaction Type	Mortgage
Record Updated	Jul 11, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 JACOBS MILL CT ELGIN SC 290458646, ELGIN, SC 29045-8646

Mortgage

Document Number	2310/1704
Date	Jun 12, 2018
Book Page	002310/001704
Instrument	40377

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,662.00 (+17.52%)	$416,400 (+2,775.69%)	$505,800 (+39.72%) Land $82,500 Building $423,300
2023	$3,116.00 (-5.29%)	$14,480 (-)	$362,000 (-)
2021	$3,290.00	$14,480	$362,000 Land $75,000 Building $287,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450790114072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 31 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire Risk	Low above 35% of the US · above 9% of South Carolina
Wildfire Likelihood	About 1 in 3,125 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 124 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.