17 Harbor Dr, Rumson, NJ 07760 Property Records

Monmouth County and Rumson Borough property record for 17 Harbor Dr, Rumson, NJ 07760

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 3,853 sqft · built 1968
Lot Size	1.33 acres (58,370 sqft)
Owner	2 Individual Names on Record
Last Sale	$3,517,711 (Dec 2022)
Tax Bill	$45,311 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`41-00111-0000-00023`

Property Details

APN / Parcel Number

Primary APN	`41-00111-0000-00023`
Alternative APNs	`410011100023` `202800`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,853 sqft Living Area
1st Floor Area	1,524 sqft
Upper Floors Area	1,440 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1969
Architectural Style	Colonial
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	58,370 sqft
Garage Type	Attached
Garage Area	876 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Porch	Porch
Deck Area	1,079 sqft
Shed	1 Shed
Shed Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	202800
Street Address	17 HARBOR DR
City	RUMSON
State	NJ
Zip	07760-1018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF80
Legal Block	111
Legal Lot Number	23
Jurisdiction	MONMOUTH NJ
Township / Civil Division	RUMSON
Census Block Group	4
Census Block	4017
Census Tract	803800

Owner

Source: Monmouth County and Rumson Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	17 HARBOR DR, RUMSON, NJ 07760-1018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2022 · Amount on Record
Deed Sale	Dec 12, 2022 · Amount on Record
Deed Document Number	2022118454
Deed Book / Page	9627 / 3803
Record Updated	Sep 20, 2026

December 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Dec 12, 2022
Property Address	17 HARBOR DR, RUMSON, NJ 07760-1018
Document Number	0096273803
Book / Page	9627 / 3803
Instrument Date	Nov 3, 2022
Instrument	2022118454
Transaction Type	Transfer
Record Updated	Jan 10, 2023
Title Company	TWO RIVERS TITLE COMPANY LLC, TWO RIVERS TITLE CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$75,219.91
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	170 HIGH MEADOW RD, NORTH FERRISBURGH, VT 05473-4017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 HARBOR DR, RUMSON, NJ 07760-1018

Mortgage

Document Number	2022118455
Date	Dec 12, 2022
Instrument	2022118455

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Rumson Borough
Elementary School District	Rumson Borough School District (KG - 08)
Secondary School District	Rumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$4,824,500 (+11.69%) Land $2,698,000 Building $2,126,500	$4,824,500 (+11.69%) Land $2,698,000 Building $2,126,500
2025	$45,311.00 (+2.03%)	$4,319,400 (+52.54%) Land $2,509,600 Building $1,809,800	$4,319,400 (+52.54%) Land $2,509,600 Building $1,809,800
2024	$44,410.00 (+37.42%)
2023		$2,831,700 Land $2,242,500 Building $589,200	$2,831,700 Land $2,242,500 Building $589,200
2022	$32,318.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 118 policies
Nearby Flood Policies	118 in force
Nearby Flood Claims	279 (1978–2019)
Claims Outside the SFHA	32 of 279
Most Recent Claim	Jun 2019 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 129 claims Hurricane Irene, Aug 2011 · 19 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 74 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35