Monmouth County and Rumson Borough property record for 11 Harbor Dr, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 4,896 sqft · built 1985 |
| Lot Size | 1.01 acres (44,431 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $2,650,000 (May 2019) |
| Tax Bill | $38,024 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage May 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 41-00111-0000-00026 |
| Primary APN | 41-00111-0000-00026 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 4,896 sqft Living Area |
| 1st Floor Area | 3,040 sqft |
| Upper Floors Area | 2,432 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 44,431 sqft |
| Garage Type | Built-in |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 648 sqft |
|---|---|
| Porch | Open Porch |
| Deck Area | 100 sqft |
| Patio Area | 442 sqft |
| Shed | 1 Shed |
| Shed Area | 128 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 203100 |
|---|---|
| Street Address | 11 HARBOR DR |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF80 |
| Legal Subdivision | RIVERS EDGE/RUMSON |
| Legal Block | 111 |
| Legal Lot Number | 26 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 803800 |
Source: Monmouth County and Rumson Borough records, as of July 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 11 HARBOR DR, RUMSON, NJ 07760-1018 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| May 31, 2019 | Grant Deed, Transfer BANK OF AMERICA |
| Feb 1, 2017 | Deed of Trust, Mortgage RESIDENTIAL HM FNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 31, 2019 · Amount on Record |
| Deed Sale | May 31, 2019 · Amount on Record |
| Prior Sale | Mar 12, 2012 · Amount on Record |
| Deed Document Number | 201947607 |
| Deed Book / Page | 9350 / 6835 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 11 HARBOR DR, RUMSON, NJ 07760-1018 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2022 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0095684674 |
|---|---|
| Date | Dec 29, 2021 |
| Book Page | 9568/4674 |
| Instrument | 2021184699 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 1.87% |
| Type Change Date | Jan 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.62% |
| Max Rate At Change | 6.87% |
| Index | Other |
| Max Rate | 6.87% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | May 31, 2019 |
| Property Address | 11 HARBOR DR, RUMSON, NJ 07760-1018 |
| Document Number | 0000047607 |
| Book / Page | 009350 / 006835 |
| Instrument Date | May 20, 2019 |
| Instrument | 47607 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2019 |
| Title Company | TWO RIVERS TITLE COMPANY LLC, TWO RIVERS TITLE CO LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,650.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11 HARBOR DR RUMSON NJ 077601018, RUMSON, NJ 07760-1018 |
| Document Number | 47608 |
|---|---|
| Date | May 31, 2019 |
| Instrument | 47608 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | 101 S TRYON ST, CHARLOTTE, NC 28280-0002 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 30, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 11 HARBOR DR, RUMSON, NJ 07760-1018 |
| Document Number | 0000017356 |
| Book / Page | 009213 / 002190 |
| Instrument Date | Feb 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2017 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURANCE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11 HARBOR DR RUMSON NJ 077601018, RUMSON, NJ 07760-1018 |
| Document Number | 0000017356 |
|---|---|
| Date | Feb 14, 2017 |
| Book Page | 009213/002190 |
| Instrument | 17356 |
| Name | RESIDENTIAL HM FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | 100 LANIDEX PLZ # 2ND, PARSIPPANY, NJ 07054-2725 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 13, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,014,500 (+10.75%) Land $2,632,600 Building $1,381,900 | $4,014,500 (+10.75%) Land $2,632,600 Building $1,381,900 | |
| 2025 | $38,024.00 (+1.59%) | $3,624,800 (+14.25%) Land $2,448,700 Building $1,176,100 | $3,624,800 (+14.25%) Land $2,448,700 Building $1,176,100 |
| 2024 | $37,428.00 (+3.37%) | ||
| 2023 | $3,172,700 Land $2,202,500 Building $970,200 | $3,172,700 Land $2,202,500 Building $970,200 | |
| 2022 | $36,208.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 118 policies |
| Nearby Flood Policies | 118 in force |
| Nearby Flood Claims | 279 (1978–2019) |
| Claims Outside the SFHA | 32 of 279 |
| Most Recent Claim | Jun 2019 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
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