Monmouth County and Rumson Borough property record for 15 Harbor Dr, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4.5 ba · 7,746 sqft · built 1972 |
| Lot Size | 1.16 acres (50,530 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $4,620,000 (May 2026) |
| Tax Bill | $45,893 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Sep 2021 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 41-00111-0000-00024 |
| Primary APN | 41-00111-0000-00024 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 7,746 sqft Living Area |
| 1st Floor Area | 5,719 sqft |
| Upper Floors Area | 2,627 sqft |
| Basement Area | 1,304 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Colonial |
| Exterior Material | Stucco |
| Construction Type | Steel Frame |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Tile |
| Lot Area | 50,530 sqft |
| Garage Type | Built-in |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 800 sqft |
|---|---|
| Porch | Open Porch |
| Deck Area | 780 sqft |
| Patio Area | 860 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 202900 |
|---|---|
| Street Address | 15 HARBOR DR |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF80 |
| Legal Subdivision | RIVERS EDGE/RUMSON |
| Legal Block | 111 |
| Legal Lot Number | 24 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 803800 |
Source: Monmouth County and Rumson Borough records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 15 HARBOR DR, RUMSON, NJ 07760-1018 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 27, 2026 | Deed, Transfer · Conventional Mortgage BANK OF AMIERCA NA |
| Sep 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 24, 2019 | Deed of Trust, Mortgage JP MORGAN CHASE BK |
| Jan 16, 2019 | Deed of Trust, Mortgage JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 27, 2026 · Amount on Record |
| Deed Sale | May 27, 2026 · Amount on Record |
| Prior Sale | Jan 30, 2003 · Amount on Record |
| Deed Document Number | 202642648 |
| Deed Book / Page | 9795 / 80 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | May 27, 2026 |
| Property Address | 15 HARBOR DR, RUMSON, NJ 07760-1018 |
| Document Number | 0000042648 |
| Book / Page | 9795 / 80 |
| Instrument Date | May 7, 2026 |
| Instrument | 202642648 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Title Company | TITLE LINKS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,633,170.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 HARBOR DR, RUMSON, NJ 07760-1018 |
| Investor | Possibly a Property Investor |
| Document Number | 0000042649, |
|---|---|
| Date | May 27, 2026 |
| Instrument | 202642649 |
| Name | BANK OF AMIERCA NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.65% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 15 HARBOR DR, RUMSON, NJ 07760-1018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2021 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0095407738 |
|---|---|
| Date | Sep 2, 2021 |
| Book Page | 9540/7738 |
| Instrument | 2021133453 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 1.62% |
| Type Change Date | Sep 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 3.62% |
| Index | 1-Month LIBOR |
| Margin | 3 |
| Max Rate | 6.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 15 HARBOR DR, RUMSON, NJ 07760-1018 |
| Document Number | 0000067740 |
| Instrument Date | Jul 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2019 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Address | 15 HARBOR DR RUMSON NJ 077601018, RUMSON, NJ 07760-1018 |
| Document Number | 0000067740 |
|---|---|
| Date | Jul 29, 2019 |
| Book Page | 009360/000537 |
| Instrument | 67740 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | 601 OAKMONT LN, WESTMONT, IL 60559-5523 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 28, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 15 HARBOR DR, RUMSON, NJ 07760-1018 |
| Document Number | 0000009072 |
| Instrument Date | Jan 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2019 |
| Title Company | LANDSTAR TITLE AGENCY INC, LANDSTAR TITLE AGCY INC |
| Name | Verified Name |
|---|---|
| Address | 15 HARBOR DR RUMSON NJ 077601018, RUMSON, NJ 07760-1018 |
| Document Number | 0000009072 |
|---|---|
| Date | Jan 28, 2019 |
| Book Page | 009333/000167 |
| Instrument | 9072 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | 601 OAKMONT LN # 300, WESTMONT, IL 60559-5532 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 27, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,893,200 (+11.85%) Land $2,661,200 Building $2,232,000 | $4,893,200 (+11.85%) Land $2,661,200 Building $2,232,000 | |
| 2025 | $45,893.00 (+2.1%) | $4,374,900 (+15.52%) Land $2,475,300 Building $1,899,600 | $4,374,900 (+15.52%) Land $2,475,300 Building $1,899,600 |
| 2024 | $44,950.00 (+3.08%) | ||
| 2023 | $3,787,100 Land $2,220,000 Building $1,567,100 | $3,787,100 Land $2,220,000 Building $1,567,100 | |
| 2022 | $43,606.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 118 policies |
| Nearby Flood Policies | 118 in force |
| Nearby Flood Claims | 279 (1978–2019) |
| Claims Outside the SFHA | 32 of 279 |
| Most Recent Claim | Jun 2019 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
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