17 Frederick St, Garnerville, NY 10923 Property Records

Rockland County and Haverstraw Town property record for 17 Frederick St, Garnerville, NY 10923

Property Summary

Property TypeSingle Family Home
Details6 bd · 3 ba · 2,574 sqft · built 1970
Lot Size0.35 acres (15,246 sqft)
OwnerOwner Name on File
Deeds & MortgagesFeb 2022 Reverse Mortgage
Feb 2022 Reverse Mortgage
Flood ZoneZone X (minimal risk)
APN392289 20.14-4-4

Property Details

APN / Parcel Number

Primary APN392289 20.14-4-4
Alternative APNs
  • 228902001400040040000000
  • 0010001

Interior

Bedrooms6 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,574 sqft Living Area
1st Floor Area1,934 sqft
Basement Area640 sqft
Finished Basement640 sqft

Exterior

Year BuiltBuilt 1970
Architectural StyleRaised Ranch
Exterior MaterialComposition/Composite
Lot Area15,246 sqft (0.35 acres)
Garage TypeBasement
PorchFinished/Screened Porch
Porch Area264 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0010001
Old Parcel Number228902001400040040000000
Street Address17 FREDERICK ST
CityGARNERVILLE
StateNY
Zip10923-1007
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code915
Legal Description49.-6-8
Legal SubdivisionCHAPEL HILL HOMES SECTION II
Legal Block4
Legal Lot Number4.000
JurisdictionROCKLAND NY
Township / Civil DivisionHAVERSTRAW
Census Block Group1
Census Block1001
Census Tract10501

Owner

Source: Rockland County and Haverstraw Town records · APN 392289 20.14-4-4

Assessment roll updated May 31, 2024 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address17 FREDERICK ST, GARNERVILLE, NY 10923-1007
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Feb 09, 2022Deed of Trust, Mortgage · Reverse Mortgage
HUD
Feb 09, 2022Deed of Trust, Mortgage · Reverse Mortgage
AMERICAN ADVISORS GROUP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateMar 18, 2008
Transfer Doc0000012434
Record UpdatedJun 08, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKLAND NY
Property Address17 FREDERICK ST, GARNERVILLE, NY 10923-1007
Transaction TypeMortgage
Record UpdatedApr 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005244
DateFeb 09, 2022
Instrument2022-00005244
Lender
NameHUD
TypeGovernment Agency
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Change FrequencyMonthly
Index1-Year CMT

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKLAND NY
Property Address17 FREDERICK ST, GARNERVILLE, NY 10923-1007
Transaction TypeMortgage
Record UpdatedApr 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005243
DateFeb 09, 2022
Instrument2022-00005243
Lender
NameAMERICAN ADVISORS GROUP
TypeFunding / Finance Company
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Change FrequencyMonthly
Index1-Year CMT

Tax Assessment & Valuation

Source: Rockland County and Haverstraw Town records · Assessment roll updated May 31, 2024 · Last verified January 2026

Property Jurisdictions

TypeName
StateNew York
CountyRockland County
County SubdivisionHaverstraw Town
Unified School DistrictHaverstraw-Stony Point Central School District (North Rockland) (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearAssessed ValueAssessed Market Value
2024$322,900 (-) Land $122,300 Building $200,600$554,240 (+5.2%) Land $209,921 Building $344,319
2023$322,900 Land $122,300 Building $200,600$526,840 Land $199,543 Building $327,297

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rockland County (36087C), as of August 19, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360870105011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims9 (1979–1999)
Claims Outside the SFHA2 of 9
Most Recent ClaimSep 1999 · Hurricane Floyd Major Disaster Declarations

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Verizon
Fiber
980 / 880
Optimum Communications
Cable · Fiber in parts of the area
940 / 35

Based on FCC filings for 262 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NY4303673, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemVEOLIA WATER NEW YORK
private · serves 270,000 people
Water SourceSurface water
Last State InspectionMar 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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