Montgomery County property record for 17 E Central Ave, Dayton, OH 45449 · Last verified May 2026
| Property Type | Bank, Financial Building |
|---|---|
| Lot Size | 0.138 acres (6,029 sqft) |
| Owner | Company Name on File |
| Last Sale | $295,000 (Jan 2026) |
| Tax Bill | $438 (2025) |
| Deeds & Mortgages | Apr 2026 Construction Loan Jan 2026 Sale |
| Flood Zone | Zone X (reduced by levee) |
| APN | K48-00104-0109 |
| Primary APN | K48-00104-0109 |
|---|
| Lot Area | 6,029 sqft (0.138 acres) |
|---|---|
| View / Lot | Major Commercial Strip |
| Heating Fuel | Gas |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 17 E CENTRAL AVE |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45449 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Legal Description | 38 PT 1-4-110 |
| Legal Subdivision | CITY/WEST CARROLLTON REV |
| Legal Lot Number | 109 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | WEST CARROLLTON |
| Census Block Group | 2 |
| Census Block | 2053 |
| Census Tract | 50301 |
Source: Montgomery County records · APN K48-00104-0109
Assessment roll updated December 30, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 684, NACHES, WA 98937-0684 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Apr 23, 2026 | Deed of Trust, Mortgage · Construction Mortgage CIVISTA BANK |
| Jan 29, 2026 | Deed, Transfer VANTAGE LAND TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 29, 2026 · Amount on Record |
| Deed Sale | Jan 29, 2026 · Amount on Record |
| Prior Sale | Mar 18, 2021 · Amount on Record |
| Deed Document Number | 20265641 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Apr 23, 2026 |
| Property Address | 17 E CENTRAL AVE, DAYTON, OH 45449 |
| Document Number | 0000024780 |
| Instrument Date | Apr 21, 2026 |
| Instrument | 202624780 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Document Number | 0000024780, |
|---|---|
| Date | Apr 23, 2026 |
| Instrument | 202624780 |
| Name | CIVISTA BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Jan 29, 2026 |
| Property Address | 17 E CENTRAL AVE, DAYTON, OH 45449 |
| Document Number | 0000005641 |
| Instrument Date | Jan 08, 2026 |
| Instrument | 2026-00005641 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Title Company | VANTAGE LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 684, NACHES, WA 98937-0684 |
Source: Montgomery County records · Assessment roll updated December 30, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | West Carrollton City |
| Unified School District | West Carrollton City School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $438.00 (+2%) | $3,010 (-) Land $1,000 Building $2,010 | $8,590 (-) Land $2,860 Building $5,730 |
| 2024 | $365.00 (+16.24%) | ||
| 2023 | $314.00 (-10.29%) | $3,010 (-) Land $1,000 Building $2,010 | $8,590 (-) Land $2,860 Building $5,730 |
| 2022 | $350.00 | $3,010 Land $1,000 Building $2,010 | |
| 2020 | $8,590 Land $2,860 Building $5,730 |
Source: FEMA National Flood Hazard Layer, Montgomery County (39113C), updated June 21, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391130503012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Reduced by levee depends on levee performance |
| 500-Year Floodplain | No |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1989–2020) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Apr 2020, other causes |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 383 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Benton Ridge Telephone Company | Fixed Wireless (licensed-by-rule) | 400 / 40 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: AT&T, Frontier, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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