Middlesex County and Ayer Town property record for 17 Calvin St, Ayer, MA 01432
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,144 sqft · built 1999 |
| Lot Size | 0.56 acres (24,394 sqft) |
| Owner | Individual Name on File |
| Last Sale | $600,000 (Jun 2026) |
| Tax Bill | $6,013 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jan 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | AYER M:021 B:0000 L:0092 |
| Primary APN | AYER M:021 B:0000 L:0092 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,144 sqft Living Area |
| Basement Area | 1,104 sqft |
| Unfinished Basement | 528 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 24,394 sqft (0.56 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 17 CALVIN ST |
|---|---|
| City | AYER |
| State | MA |
| Zip | 01432-1502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A2 |
| Legal Lot Number | 92 |
| Jurisdiction | AYER MA |
| Township / Civil Division | AYER |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 325101 |
17 Calvin St is owned and occupied by an individual who bought it in June 2026.
Source: Middlesex County and Ayer Town records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 17 CALVIN ST, AYER, MA 01432-1502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 29, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage LEADER BANK NA |
| Jan 13, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CALIBER HOME LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 29, 2026 · Amount on File |
| Deed Sale | Jun 29, 2026 · Amount on File |
| Prior Sale | Nov 20, 2006 · Amount on File |
| Deed Document Number | 202678411 |
| Deed Book / Page | 85802 / 245 |
| Prior Transfer Date | Jun 18, 2026 |
| Prior Transfer Doc | 0000078411 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | AYER MA |
| Recording Date | Jun 29, 2026 |
| Property Address | 17 CALVIN ST, AYER, MA 01432-1502 |
| Document Number | 0000078411 |
| Book / Page | 85802 / 245 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 202678411 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 17 CALVIN ST, AYER, MA 01432-1502 |
| Date | Jun 29, 2026 |
|---|
| Name | LEADER BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AYER MA |
| Property Address | 17 CALVIN ST, AYER, MA 01432-1502 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 76685-167 |
|---|---|
| Date | Jan 13, 2021 |
| Book Page | 76685/167 |
| Instrument | 8299 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Feb 1, 2041 |
The 2025 property tax bill for 17 Calvin St was $6,013.
Source: Middlesex County and Ayer Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Ayer Town |
| Unified School District | Ayer-Shirley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,013.00 | $502,800 Land $188,700 Building $314,100 | $521,550 (+16.09%) |
| 2024 | $449,255 | ||
| 2023 | $5,339.00 | $429,900 Land $177,900 Building $252,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 17 Calvin St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 17 Calvin St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AYER DPW WATER DIVISION serves 8,479 people · EPA ID MA2019000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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